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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sea Winds, St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Jul 30, 2025·7 days on market·Recent sales in Sea Winds·Sea Winds

890 A1A Beach Boulevard 59

St. Augustine, FL 32080

$495,000sold priceListed at $525,000 · 94.3% of asking$404/sqftMLS# 2093922
2
Beds
2
Baths
1,224
Sq Ft
1990
Built
1
Garage
No
Pool

4 more homes for sale in Sea Winds →Search Sea Winds on the map

HOA $1007/moWaterfrontCondominium1 story

About this home

Sea Winds

Welcome to your fully renovated modern coastal escape, where every detail has been thoughtfully upgraded for style, comfort, and ease. This end unit has been completely remodeled from top to bottom, featuring a brand-new kitchen, beautifully updated bathrooms, new flooring throughout, and a cozy fireplace for relaxing evenings. Step onto your private balcony to enjoy peaceful fountain views—and the soothing sound of the ocean just beyond. An attached garage adds everyday convenience, and the low-maintenance design means you can move right in or start earning income immediately. Located in a gated community with private beach access, a resort-style pool, and tennis courts, this property is perfect as a full-time residence, vacation getaway, or turnkey investment. Already a high-performing Airbnb, it's a rare opportunity to enjoy coastal living with built-in rental income. An attached garage adds everyday convenience, and the low-maintenance design means you can move right in or start

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,742
Property taxesest. at asking price, St. Johns County$659
HOAbilled monthly$1,007
Estimated total, before insurance$4,407/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,614/yr · $468/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$495,000
$99,000
Loan Term
Monthly Payment
$2,742
Principal & Interest: $2,742
Property taxes (est.): $659
Insurance (est.): $330
Estimated Total Monthly
$3,730
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:27 AM, sunset 6:55 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,614/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jun 18, 2025Listed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $424/sq ft; this home is listed at $429/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
880 A1A Beach Boulevard 6105, St. Augustine, FL 32080Listed by REAL BROKER LLCApr 2026$355,000$4042/28781640
880 A1A Beach Boulevard 7103, St. Augustine Beach, FL 32080Listed by FLUID REALTY, LLC.Sep 2026$372,000$4242/2878150.1
880 A1A Beach Boulevard 5123, St. Augustine Beach, FL 32080Listed by PHYLLIS FRANKEL REALTY GROUPJul 2026$489,000$5572/28781060.1
850 A1A Beach Boulevard 89, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$522,500$4023/21,300640.2
931 A1A Beach Boulevard 104, St. Augustine Beach, FL 32080Listed by ENDLESS SUMMER REALTYAug 2026$510,000$3343/21,5263210.2
850 A1A Beach Boulevard 92, St. Augustine Beach, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2025$585,000$4503/21,300610.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$525,000
Price / Sq Ft$429
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,224
Year Built1990
TypeResidential
Sub-TypeCondominium
StyleFlat
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
Direction FacesSouth

Community Information

Address890 A1A Beach Boulevard 59, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionSea Winds
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1725311910

Amenities

AmenitiesPool, Beach Access, Clubhouse, Gated, Security, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingDetached, Garage, Guest
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Exterior FeaturesBalcony
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedJune 18, 2025
Days on Market7
HOA Fees$1,006.56 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV, Maintenance Grounds, Maintenance Structure
Tax Amount$5,614.37
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Sold by: PONTE VEDRA CLUB REALTY, INC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sea Winds

Sea Winds is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Sea Winds homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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