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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ocean 9 Condos, St. Augustine Beach — a gated community home in St. Johns County.

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Sold

Sold·Closed Aug 20, 2025·61 days on market·Recent sales in Ocean 9 Condos·Ocean 9 Condos

850 A1A Beach Boulevard 92

St. Augustine Beach, FL 32080

$585,000sold priceListed at $615,000 · 95.1% of asking$450/sqftMLS# 2093469
3
Beds
2
Baths
1,300
Sq Ft
1984
Built
—
Garage
No
Pool

All Ocean 9 Condos homes for sale →Search Ocean 9 Condos on the map

HOA $715/moWaterfrontCondominium1 story

About this home

Ocean 9 Condos

Welcome to your dream coastal retreat in the highly sought-after Ocean Villas community, where every day feels like a resort vacation. This fully furnished, income-producing 3-bedroom, 2-bath condo is move-in ready and includes all furnishings and décor—plus the option to retain current rental bookings for immediate revenue potential. Just a three-minute stroll from your door to the sandy shores of St. Augustine Beach, this beautifully updated unit offers effortless beachside living or the perfect short-term rental. Enjoy fresh interior paint, charming shiplap accent walls, granite countertops, LVP flooring, and a true beachy vibe throughout. The open-concept living space flows out to a private balcony off both the living room and primary bedroom, overlooking one of two pristine community pools. Ocean Villas is a gated, meticulously maintained community featuring lush landscaping, a heated pool, and a second resort-style pool with gradual entry—ideal for families of all ages.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,240
Property taxesest. at asking price, St. Johns County$778
HOAbilled monthly$715
Estimated total, before insurance$4,734/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$8,248/yr · $687/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$585,000
$117,000
Loan Term
Monthly Payment
$3,240
Principal & Interest: $3,240
Property taxes (est.): $778
Insurance (est.): $390
Estimated Total Monthly
$4,409
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,798 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $8,248/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jun 15, 2025Listed$615,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $372/sq ft; this home is listed at $473/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
850 A1A Beach Boulevard 89, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$522,500$4023/21,300640.1
826 A1A Beach Blvd Boulevard 34, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$440,000$3722/21,1841850.1
931 A1A Beach Boulevard 104, St. Augustine Beach, FL 32080Listed by ENDLESS SUMMER REALTYAug 2026$510,000$3343/21,5263210.4
109 Sea Grove Main Street 101, St. Augustine, FL 32080Listed by CENTURY 21 BECKHAM REALTYJun 2026$475,000$2872/21,6553580.9
390 A1A Beach Boulevard 5, St. Augustine Beach, FL 32080Listed by WATSON REALTY CORPJun 2026$630,000$5672/21,111351.3
4250 A1A S I16, St. Augustine, FL 32080Listed by MARK SPAIN REAL ESTATESep 2026$315,000$2812/21,120531.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$615,000
Price / Sq Ft$473
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,300
Year Built1984
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

Community Information

Address850 A1A Beach Boulevard 92, St. Augustine Beach, FL 32080
Area331-St Augustine Beach
SubdivisionOcean Villas
CitySt. Augustine Beach
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1725010092

Amenities

AmenitiesPool, Beach Access, Elevator(s), Gated, Maintenance Structure, Management - Off Site, Shuffleboard Court
Community FeaturesSidewalks, Gated
UtilitiesCable Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGuest, Unassigned
ViewBeach, Ocean, Pool
Waterfront TypeOcean Front

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDisposal, Dryer, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsThree Or More
LaundryIn Unit
Security24 Hour Security, Security Gate
Spa FeaturesIn Ground, Heated, Community

Exterior

Exterior FeaturesBalcony
RoofShingle
ConstructionConcrete, Shell Dash

Additional Information

Date ListedJune 16, 2025
Days on Market61
HOA Fees$715 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV, Insurance, Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water
Tax Amount$8,248.21
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ocean 9 Condos

Ocean 9 Condos is a neighborhood in Jacksonville Beach Condos, FL (St. Johns County), ZIP 32080.

View all Ocean 9 Condos homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 20, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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