This home is in Brook Forest, St. Augustine.

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Pending

Pending·98 days on market·Brook Forest

37 Cedar Knoll Circle

St. Augustine, FL 32092

$699,990$199/sqftEst. $3,726/moMLS# 2093554

Beds

Baths

3,518

Sq Ft

2026

Built

Garage

Pool

About this home

Brook Forest

* Sample Photos Discover the spacious and luxurious Wellington floor plan by Dream Finders Homes. Offering an impressive 3,518 square feet of living space, this home boasts 5 bedrooms and 3.5 bathrooms, providing ample room for families or those who love to entertain. The modern kitchen is equipped with high-end appliances, sleek cabinetry, and expansive countertops, making it a perfect space for culinary endeavors and social gatherings. The open-concept living and dining areas are ideal for relaxation and entertainment, while the three-car garage offers ample storage and convenience. Don't miss the opportunity to explore the Wellington floor plan and experience the epitome of luxurious living. Photos are representative of a Wellington Floorplan**

Cost to own

Mortgage calculator

Home Price

$699,990

Down Payment: 20%

$139,998

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,536

Principal & Interest: $3,536

Est. Taxes & Insurance: $884

Estimated Total Monthly

$4,420

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,726

Property taxesest. at asking price, St. Johns County$931

HOAbilled monthly$250

Estimated total, before insurance$4,907/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$90,000	$90,000	—

Estimated taxes if purchased at asking price: ~$11,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$699,990

Price / Sq Ft$199

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,518

Acres0.12 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusPending

# of Garages3

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryTrout Creek Academy

MiddleTrout Creek Academy

HighTocoi Creek

Community Information

Address37 Cedar Knoll Circle, St. Augustine, FL 32092

Area304- 210 South

SubdivisionBrook Forest

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size5,227.2 sq ft

Parcel Number0103813430

ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Jogging Path, Maintenance Grounds, Playground, Tennis Court(s)

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater

HeatingCentral

CoolingCentral Air

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)