This home is in Brook Forest, St. Augustine.

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Pending

Pending·93 days on market·Brook Forest

118 Cedar Knoll Circle

St. Augustine, FL 32092

$590,793$217/sqftEst. $3,144/moMLS# 2139682

Beds

Baths

2,728

Sq Ft

2026

Built

Garage

Pool

About this home

Brook Forest

Stonehurst II This beautiful home features 4 bedrooms and 3 baths, offering plenty of space for comfortable living. The spacious kitchen, with an optional gourmet upgrade, overlooks the dining area, creating an open and inviting space perfect for family gatherings and entertaining. The living room, with large windows, opens up to the lanai, bringing the outdoors in and offering a serene place to relax. The primary bedroom is a true sanctuary, complete with two walk-in closets and a large, luxurious primary bath. Upstairs, you'll find a versatile bonus room, perfect for a home office or media room, with its own full bath for added convenience. With thoughtful design and generous living spaces, this home is ideal for those seeking both functionality and style.

Cost to own

Mortgage calculator

Home Price

$590,793

Down Payment: 20%

$118,159

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,984

Principal & Interest: $2,984

Est. Taxes & Insurance: $746

Estimated Total Monthly

$3,730

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,144

Property taxesest. at asking price, St. Johns County$786

HOAbilled monthly$100

Estimated total, before insurance$4,031/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$90,000	$90,000	—

2025 property taxes (current owner): $1,212/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$590,793

Price / Sq Ft$217

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage2,728

Total Structure Area3,300 sq ft

Acres0.27 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUnder Construction

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

New ConstructionYes

School Information

ElementaryTrout Creek Academy

MiddleTrout Creek Academy

HighTocoi Creek

Community Information

Address118 Cedar Knoll Circle, St. Augustine, FL 32092

Area304- 210 South

SubdivisionBrook Forest

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size11,761.2 sq ft

Parcel Number0103813210

ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Gated, Jogging Path, Maintenance Grounds, Playground, Tennis Court(s)

UtilitiesCable Available, Natural Gas Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater

HeatingCentral

CoolingCentral Air

FlooringCarpet, Laminate

# of Stories2

LevelsTwo

LaundryGas Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)