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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sandy Creek, St. Augustine.

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Sold

Sold·Closed Dec 15, 2025·161 days on market·Recent sales in Sandy Creek·Sandy Creek

133 Linda Lake Lane

St. Augustine, FL 32095

$420,000sold priceListed at $449,900 · 93.4% of asking$209/sqftMLS# 2093449
4
Beds
2
Baths
2,006
Sq Ft
2010
Built
2
Garage
No
Pool

5 more homes for sale in Sandy Creek →Search Sandy Creek on the map

HOA $68/mo6,970 sqft lotSingle Family Residence1 story

About this home

Sandy Creek

Located in a low-traffic, mature tree-lined neighborhood, this 4BR/2BA home offers privacy, preserve views, and easy access to I-95, top-rated St. Johns schools, beaches, shopping & dining. Enjoy peaceful lake-to-preserve views from the fenced backyard with paver patio, lanai extension, and pergola- perfect for entertaining. Inside, find wood floors, crown molding throughout (even in the laundry room!), plantation shutters, and an oversized family room with built-ins, electric fireplace, and 4-panel 8' slider doors. Upgraded kitchen features quartz counters, SS appliances, sun tube & custom butcher block island. Split bedroom layout & spacious primary suite with lake views, garden tub, walk-in shower & closet. No CDD fees. NEW roof with acceptable offer. Sandy Creek offers a dog park, jogging path, and playground- convenient to both Jacksonville & St. Augustine. This home qualifies for lender sponsored 1-year, 1% temporary interest rate buydown program when using preferred lender.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,326
Property taxesest. at asking price, St. Johns County$559
HOAbilled annually$68
Estimated total, before insurance$2,954/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,758/yr · $230/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$420,000
$84,000
Loan Term
Monthly Payment
$2,326
Principal & Interest: $2,326
Property taxes (est.): $559
Insurance (est.): $280
Estimated Total Monthly
$3,165
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,795 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$374,473$195,332—
2024$365,960$189,120—
2023$368,851$182,155—
2022$342,435$175,393—
2021$243,313$168,828—
2020$224,434$165,807—

2024 property taxes (current owner): $2,758/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $222/sq ft; this home is listed at $224/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
211 Jennie Lake Court, St. Augustine, FL 32095Listed by MOXII PRO REALTYJul 2026$445,000$2073/22,151190.5
951 Churchhill Lane, St. Augustine, FL 32092Listed by HOUSE & HAVENJul 2026$425,000$2224/21,914560.5
756 New Wales Lane, St. Augustine, FL 32092Listed by WATSON REALTY CORPSep 2026$565,000$2265/22,499300.7
741 New Wales Lane, St. Augustine, FL 32092Listed by AIM REALTY OF JACKSONVILLEJul 2026$395,000$2273/21,741790.7
308 Diana Court, St. Augustine, FL 32092Listed by JPAR CITY AND BEACHAug 2026$430,250$2164/21,995980.9
424 Queen Anne Court, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2026$440,000$1934/32,276810.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$449,900
Price / Sq Ft$224
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,006
Acres0.16 acres
Year Built2010
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address133 Linda Lake Lane, St. Augustine, FL 32095
Area304- 210 South
SubdivisionSandy Creek
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size6,969.6 sq ft
Parcel Number0264830090
ZoningResidential

Amenities

AmenitiesDog Park, Playground
UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond, Protected Preserve, Water

Interior

Interior FeaturesKitchen Island, Solar Tube(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingElectric
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Rear Porch
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionStucco
Other StructuresGazebo

Additional Information

Date ListedJune 18, 2025
Days on Market161
HOA Fees$820 / Annually
HOA FrequencyAnnually
Tax Amount$2,757.8
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CROSSVIEW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sandy Creek

Sandy Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Sandy Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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