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This home is in Ponte Vedra — a home near Allen D. Nease High School.

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Sold

Sold·Closed Mar 12, 2026·247 days on market·Recent sales in Nocatee

524 Captiva Drive

Ponte Vedra, FL 32081

$495,000sold priceListed at $525,000 · 94.3% of asking$252/sqftMLS# 2091123

Beds

Baths

1,961

Sq Ft

2014

Built

Garage

Pool

HOA $49/mo7,405 sqft lotSingle Family Residence1 story

About this home

Ponte Vedra

Start living the luxurious Florida lifestyle you've been dreaming of in this beautifully maintained home located in Kelly Pointe at Nocatee - one of Northeast Florida's most sought-after neighborhoods! This light-filled home boasts tile floors, soaring ceilings, 9-ft doorways and an abundance of storage throughout. The chef's kitchen boasts a granite island/breakfast bar, stainless steel appliances, walk-in pantry, stylish tile backsplash and tons of cabinetry. The open-concept living room features an upgraded fan and overlooks the expansive backyard. Retreat to the relaxing primary bedroom with tray ceiling, upgraded fan, and his/her walk-in closets. The spa-like en suite bath welcomes you with dual sink vanity, garden tub and tiled walk-in shower. Generously sized secondary bedrooms offer ample closet space. The spacious formal living/flex room provides the perfect area for entertaining or setting up a home office.

Next steps in Nocatee

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,742

Property taxesest. at asking price, St. Johns County$659

HOAbilled annually$49

Estimated total, before insurance$3,449/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$495,000

Down Payment: 20%

$99,000

Interest Rate: 7.40%

Loan Term

Monthly Payment

$2,742

Principal & Interest: $2,742

Property taxes (est.): $659

Insurance (est.): $330

Estimated Total Monthly

$3,730

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,560 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 3, 2025Listed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $264/sq ft; this home is listed at $268/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
52 Dyer Court, Jacksonville, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS	Aug 2026	$460,000	$264	2/2	1,741	91	0.2
420 Hatter Drive, Jacksonville, FL 32256Listed by WATSON REALTY CORP	Aug 2026	$650,000	$286	3/3	2,272	11	0.4
435 Wingstone Drive, Jacksonville, FL 32081Listed by HOUSE & HAVEN	Aug 2026	$519,400	$244	3/2	2,133	127	0.5
90 Vestavia Court, Jacksonville, FL 32081Listed by REALTY ONE GROUP ELEVATE	Aug 2026	$439,000	$245	4/2	1,794	79	0.7
108 Cabana Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED	Aug 2026	$622,000	$264	4/3	2,355	59	0.7
184 Park Center Avenue, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED	Aug 2026	$550,000	$244	4/3	2,255	111	0.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$525,000

Price / Sq Ft$268

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,961

Acres0.17 acres

Year Built2014

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPalm Valley Academy

MiddlePalm Valley Academy

HighAllen D. Nease

Community Information

Address524 Captiva Drive, Ponte Vedra, FL 32081

Area271-Nocatee North

SubdivisionNocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size7,405.2 sq ft

Lot Dimensions50x154

Parcel Number0680521640

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

Community FeaturesSidewalks

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Porch, Rear Porch, Screened

FencingFenced, Back Yard, Vinyl

RoofShingle

ConstructionFrame, Stucco

Road SurfaceAsphalt

Road FrontagePrivate Road

Additional Information

Date ListedJune 3, 2025

Days on Market247

HOA Fees$584 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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