This home is in Trailmark, St. Augustine.
Active·285 days on market·Trailmark
54 Pepperpike Way
St. Augustine, FL 32092
41 more homes for sale in Trailmark →Search Trailmark on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Trailmark
SHORT SALE LIST PRICE IS NOT BANK APPROVED YET...This Richmond Slate floorplan, known for being one of the best in the Seasons Line, features a covered front porch and a spacious great room layout with LVP flooring. The kitchen offers mocha cabinets, quartz countertops, and stainless steel appliances. The master suite includes a large walk-in closet, dual sinks, a garden tub, and a separate glass shower. Don't miss your chance to see this one!
Next steps in Trailmark
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,804 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $449,700 in February 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $400,546 | $400,546 | — |
| 2024 | $400,265 | $395,145 | — |
| 2023 | $359,223 | $359,223 | — |
| 2022 | $84,000 | $71,500 | — |
| 2021 | $65,000 | $65,000 | — |
| 2020 | $65,000 | $65,000 | — |
Estimated taxes if purchased at asking price: ~$6,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jan 1, 2026Listed$398,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $192/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 62 Alderwood Place, St. Augustine, FL 32092Listed by REAL BROKER LLC | Oct 2026 | $425,000 | $206 | 4/3 | 2,066 | 122 | 0.1 |
| 199 Osprey Mills Lane, St. Augustine, FL 32092Listed by 1 REALTY CORP | Sep 2026 | $498,000 | $241 | 4/3 | 2,066 | 20 | 0.1 |
| 144 Alderwood Place, St. Augustine, FL 32092Listed by REAL BROKER LLC | Aug 2026 | $436,000 | $211 | 4/3 | 2,066 | 103 | 0.1 |
| 98 Ferndale Way, St. Augustine, FL 32092Listed by SELLSTATE NEXT GENERATION REALTY | Sep 2026 | $410,000 | $217 | 3/2 | 1,893 | 30 | 0.2 |
| 105 Bloomfield Way, St. Augustine, FL 32092Listed by REAL BROKER LLC | Oct 2026 | $474,900 | $209 | 4/3.5 | 2,270 | 4 | 0.3 |
| 107 Providence Drive, St. Augustine, FL 32092Listed by VILANO CREEK VENTURES LLC | Sep 2026 | $520,000 | $224 | 4/3 | 2,325 | 2 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: NORTH FLORIDA REAL ESTATE PARTNERS INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Trailmark
Trailmark is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines