This home is in St. Augustine — a home near Pedro Menendez High School.
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Sold·Closed May 29, 2025·5 days on market·Recent sales in SilverLeaf
13545 County Rd 13 N
St. Augustine, FL 32092
About this home
St. Augustine
Tucked away on a private cove along the St. Johns River, this beautifully maintained 3-bedroom, 2.5-bath home offers a rare blend of tranquility, privacy, and true riverfront living. With 120 feet of direct river frontage and tide depths of at least three feet, the property is a true haven for boating enthusiasts. It includes two boat slips, one equipped with a lift, and boat ramp. The home sits high and dry on a three-foot raised slab and has never experienced flooding. A commercial-grade septic system, metal roof, transferrable termite bond, and available survey and elevation certificate provide added peace of mind. The property is zoned CHT commercial and is currently used as residential, offering exciting potential for future use or investment. Set along a live oak-lined street where branches draped in Spanish moss frame the view, the setting feels like a southern dream.
Next steps in SilverLeaf
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1942)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,359 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Nease Beachfront Parkabout 16 mi · 14 parking spaces
Closest park or preserve
Palatka-to-St. Augustine State Trailabout 9 mi · 18.6 mi of trails
Closest public boat ramp
Riverdale Park Public Boat Rampabout 2 mi · St. Johns River
Closest kayak & paddleboard launch
Williams Park Canoe/Kayak Launchabout 5 mi · Saint Johns River
Closest youth league fields
Pacetti Bay School Fieldsabout 7 mi · Baseball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $3,641/yr
Estimated taxes if purchased at asking price: ~$10,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $396/sq ft; this home is listed at $400/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 156 County Road 13, St. Augustine, FL 32092Listed by REAL BROKER LLC | Oct 2025 | $500,000 | $255 | 2/3 | 1,960 | 80 | 1.1 |
| 1125 Solano Cove Road, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERY | May 2025 | $798,350 | $396 | 4/3 | 2,015 | 15 | 1.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Sold by: MOMENTUM REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on May 29, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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