Active Under Contract·371 days on market
105 Dairy Road
Melrose, FL 32666
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Melrose
Discover the perfect blend of charm, space, and country living nestled on over 10 acres. This custom brick home offers the peace of rural living with all the comforts you need. Step inside to a light-filled great room featuring vaulted ceilings, a cozy fireplace, and rich pine hardwood floors that add warmth and character throughout.The spacious kitchen was fully renovated in 2019 offering a grand sized island, gas stovetop, a breakfast bar, a coffee bar, a sunny dining nook with views of the sparkling in-ground pool. Perfect for entertaining or relaxing with family. The primary suite is a true retreat with a large bathroom, ample closet space, and room to unwind. A formal dining room, a dedicated office with private entrance, and a generous utility room provides flexible living options for work and play.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1985)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,763 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Alpine Groves Parkabout 27 mi · 1 mi of trails
Closest public boat ramp
Camp Blanding FMA – Magnolia Lake Boat Ramp (Saturday & Sunday Mornings Only)about 7 mi · Magnolia Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 5 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $4,188/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 12, 2026Active Under Contract$625,000
- Oct 3, 2026Price change$625,000−$70,000
- Oct 10, 2025Listed$695,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $211/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1320 County Rd 315, Melrose, FL 32666Listed by HATCH REALTY SERVICES | Jun 2026 | $850,000 | $222 | 3/3 | 3,821 | 50 | 1.5 |
| 1375 State Route 100, Melrose, FL 32666Listed by REAL BROKER LLC | May 2026 | $180,000 | $84 | 3/2 | 2,142 | 70 | 2.3 |
| 7914 Odom Ranch Trail, Keystone Heights, FL 32656Listed by IHEART REALTY INC | Jul 2026 | $779,000 | $326 | 4/3 | 2,386 | 11 | 2.5 |
| 5501 Carlsbad Street, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Jan 2026 | $450,000 | $170 | 4/3 | 2,644 | 11 | 2.6 |
| 5533 Coronado Street, Keystone Heights, FL 32656Listed by MAXREV, LLC | Jun 2026 | $355,000 | $164 | 5/3 | 2,160 | 42 | 3.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ALLIANCE REALTY & FINANCIAL SERVICES, INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Metes & Bounds
For Sale2777 County Rd 220Middleburg, FL 32068
3 bd · 2 ba · 1,560 sq ft
$625,000Est. $3,327/moPRIME LOCATION ON C.R. 220! FEATURES 350 ft ROAD FRONTAGE. Potential for residential and commercial opportunities.…
Listing Office: watson realty corp
For Sale34 Zibra StreetMiddleburg, FL 32068
3 bd · 2.5 ba · 2,495 sq ft
$624,600Est. $3,324/moExperience the charm of country living on five fully fenced acres, ideally situated on a private corner lot-perfect for…
Listing Office: watson realty corp
For Sale9113 SW County Rd 225Starke, FL 32091
4 bd · 3 ba · 2,272 sq ft
$615,000Est. $3,273/moWelcome to Old Cypress Farms — a place where space, privacy, and intentional design come together beautifully. Nestled…
Listing Office: river city rentals and realty
For Sale7848 NW 181st WayStarke, FL 32091
4 bd · 2 ba · 2,422 sq ft
$640,000Est. $3,406/moEnjoy space, privacy, and the possibilities of country living with this 2,400-square-foot home situated on 8.98 acres…
Listing Office: century 21 miller elite llc
Keep looking
Similar homes in Melrose
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines