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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverside At Rivertown, St. Johns — a new construction home in St. Johns County.

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Sold

Sold·Closed Mar 16, 2026·329 days on market·Recent sales in Riverside At Rivertown·Riverside At Rivertown

342 Sandy Cove

St. Johns, FL 32259

$1,500,000sold priceListed at $1,599,000 · 93.8% of asking$433/sqftMLS# 2078098
4
Beds
4
Baths
3,462
Sq Ft
2025
Built
3
Garage
No
Pool

All Riverside At Rivertown homes for sale →Search Riverside At Rivertown on the map

HOA $116/mo0.55 acresSingle Family Residence1 storyNew construction

About this home

Riverside At Rivertown

PRICE IMPROVEMENT ON MOVE-IN READY NEW CONSTRUCTION - Custom Coastal Cottage with a craftsman touch on a preserve lot in Prestigious Gated Community along the St. Johns River. Boat Slip on Community Dock available for purchase with this home. Designed with the entertainer in mind and flooded with natural light, the open-concept layout and french doors create an effortless flow between the interior and exterior spaces. The great room has a custom coffered ceiling, gas fireplace, and feature wall housing custom built-in shelving. The thoughtfully-equipped kitchen, perfect for the inspired home chef, features a vast island with barstool seating, hidden walk-in pantry, Thermador stainless steel appliance suite including 48'' 6-burner rangetop with griddle, double wall ovens, column refrigerator and freezer surrounded by dramatic, solid maple custom cabinetry and Pompeii Quartz Gan Eden countertops.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$8,178
Property taxesest. at asking price, St. Johns County$1,996
HOAbilled annually$116
Estimated total, before insurance$10,290/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,442/yr · $120/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,651 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,442/yr

Estimated taxes if purchased at asking price: ~$24,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $277/sq ft; this home is listed at $462/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
442 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$749,000$2773/32,7051440.6
373 Wambaw Drive, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSOct 2026$665,000$2234/2.52,987390.7
326 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$750,000$2773/32,7051730.7
86 Black Horse Way, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$962,673$2864/3.53,368100.7
371 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$750,000$2773/32,7051250.7
204 Holly Creek Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$619,000$2074/2.52,98700.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,599,000
Price / Sq Ft$462
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,462
Acres0.55 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage, Craftsman, Traditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address342 Sandy Cove, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRiverside At Rivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size23,958 sq ft
Parcel Number0007110490

Amenities

AmenitiesSecurity
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Guest Suite, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)
AppliancesDisposal, Double Oven, Freezer, Gas Cooktop, Gas Range, Microwave, Refrigerator, Tankless Water Heater
HeatingElectric, Heat Pump
CoolingCentral Air, Electric, Multi Units
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Sink, Washer Hookup
SecuritySecurity Gate, Security System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesOutdoor Kitchen
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionBrick, Composition Siding

Additional Information

Date ListedMarch 27, 2025
Days on Market329
HOA Fees$1,392 / Annually
HOA FrequencyAnnually
HOA Fee IncludesSecurity
Tax Amount$1,442.28
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: WATSON REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverside At Rivertown

Riverside At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Riverside At Rivertown homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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