This home is in Amelia Surf & Racque, Fernandina Beach — a home near Fernandina Beach High School.
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Sold·Closed Jul 24, 2025·105 days on market·Recent sales in Amelia Surf & Racque·Amelia Surf & Racque
4800 Amelia Island Parkway B-102
Fernandina Beach, FL 32034
2 more homes for sale in Amelia Surf & Racque →Search Amelia Surf & Racque on the map
About this home
Amelia Surf & Racque
EASE OF LIVING - stroll right out your condo to the BEACH or lounge by the pool! This tastefully and fully furnished 1BR/1BA MAIN floor condo is located in the highly sought-after Amelia Surf & Racquet Club, a gated community just south of The Ritz-Carlton. Offering direct access to the pool and DIRECT OCEANFRONT, just steps to the beach, this unit is perfect for effortless coastal living or a turn-key vacation rental. Enjoy resort-style amenities, including two oceanfront pools, four tennis courts, grill area and a private boardwalk leading to over 13 miles of pristine beaches. FEATURES: Electric hurricane shutters, FULLY FURNISHED, HVAC NEW IN 2022, NEW Water Heater, NEW windows and sliding doors 2023, WASHER/DRYER INCLUDED, & carpet free! NEWER sliding glass doors from the living area open to a patio with easy access to the pool and beach. This unit comes fully furnished (including linens, kitchen essentials, and more) and includes hurricane shutters for added security. Call soon!
Next steps in Amelia Surf & Racque
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Tar/Gravel — year not disclosed (home built 1982)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,776 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $464,000 | $423,125 | — |
| 2024 | $459,000 | $384,659 | — |
| 2023 | $436,000 | $349,690 | — |
| 2022 | $411,000 | $317,900 | — |
| 2021 | $289,000 | $289,000 | — |
| 2020 | $270,000 | $270,000 | — |
2024 property taxes (current owner): $6,560/yr
Estimated taxes if purchased at asking price: ~$7,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $683/sq ft; this home is listed at $615/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 223 Sandcastles Court, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $589,500 | $683 | 1/1 | 863 | 13 | 2.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SUMMER HOUSE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Amelia Surf & Racque
Amelia Surf & Racque is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
View all Amelia Surf & Racque homes for sale →Keep looking
More homes in Amelia Surf & Racque
Pending4800 Amelia Island Parkway A-119Fernandina Beach, FL 32034
0 bd · 2 ba · 1,064 sq ft
$900,000Est. $4,790/moMotivated Seller! Oceanfront • Corner 4th-Floor Unit • Completely Renovated This rare 4th-floor corner residence in…
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For Sale4800 Amelia Island Parkway B-103Fernandina Beach, FL 32034
2 bd · 2 ba · 1,173 sq ft
$1,100,000Est. $5,855/moRARE OCEANFRONT INCOME OPPORTUNITY. GROUND-FLOOR OCEANFRONT residence with DIRECT WALK-OUT ACCESS TO THE POOL, BEACH…
Listing Office: century 21 miller elite llc
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 24, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines