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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a waterfront home in St. Johns County.

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Sold

Sold·Closed Oct 3, 2025·163 days on market·Recent sales in St. Johns County

4841 State Road 13 N

St. Johns, FL 32259

$1,650,000sold priceListed at $1,750,000 · 94.3% of asking$506/sqftMLS# 2073409
3
Beds
3.5
Baths
3,261
Sq Ft
2019
Built
3
Garage
No
Pool
No HOA1.48 acresWaterfrontSingle Family Residence2 stories

About this home

St. Johns

A masterpiece of craftsmanship and design, this one-of-a-kind riverfront estate offers unparalleled elegance and serenity on over 1.5 private, gated acres in St. Johns County's prestigious A-rated school district. Thoughtfully designed with meticulous attention to detail, this custom-built log home features soaring 20+ ft ceilings, an expansive wall of windows framing breathtaking St. Johns River views, and exquisite finishes throughout. Cypress closets and pantries, along with hand-milled oak trim from trees salvaged on-site, showcase the level of artistry rarely seen in modern homebuilding. The fully restored deep-water dock with bulkhead, trex decking, a boathouse and 15,000 lb lift offers front-row sunset views and frequent manatee visits. A detached 3-car garage with an unfinished loft provides endless possibilities. Maintenance on the water doesn't have to be hard - Sellers are including a 5 year transferable maintenance warranty on the exterior logs with an acceptable offer!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,139
Property taxesest. at asking price, St. Johns County$2,196
Estimated total, before insurance$11,335/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,650,000
$330,000
Loan Term
Monthly Payment
$9,139
Principal & Interest: $9,139
Property taxes (est.): $2,196
Insurance (est.): $1,100
Estimated Total Monthly
$12,435
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,771 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$180,627$162,860—
2024$158,338$148,055▼ $121
2023$159,114$134,596—
2022$152,801$122,360—
2021$114,537$111,237—
2020$101,125$101,125▲ $5,231

Estimated taxes if purchased at asking price: ~$26,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 3, 2025Listed$1,750,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $537/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
94 Slip Cove, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLCOct 2026$679,000$2924/32,324370.7
36 Renew Court, St. Johns, FL 32259Listed by ROUND TABLE REALTYSep 2026$540,000$2294/2.52,360590.7
47 Noble Oak Drive, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLCSep 2026$794,000$3423/2.52,3241811
704 Kendall Crossing Drive, St. Johns, FL 32259Listed by EAGLES WORLD REALTY, INCAug 2026$525,000$2273/2.52,316161.2
58 Keeneland Road, St. Johns, FL 32259Listed by 904 FINE HOMESJul 2026$665,500$2384/3.52,800461.4
38 Cloverbrook Road, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSJun 2026$539,900$2353/2.52,29641.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,750,000
Price / Sq Ft$537
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,261
Acres1.48 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleLog
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address4841 State Road 13 N, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionOrangedale
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size64,468.8 sq ft
Lot Dimensions100 X 647
Parcel Number0139800000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerSeptic Tank
Water SourceWell
ParkingOther, Circular Driveway, Detached, Garage
ViewRiver

Interior

AppliancesDishwasher, Disposal, Double Oven, Gas Cooktop, Gas Water Heater, Ice Maker, Water Softener Owned, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric, Split System
# of Stories2
LevelsTwo
SecuritySecurity Gate

Exterior

Exterior FeaturesBoat Lift, Dock, Impact Windows
Patio / PorchCovered, Deck, Front Porch, Porch, Rear Porch
FencingFenced, Privacy, Wood
RoofMetal
ConstructionLog
Road FrontageState Road

Additional Information

Date ListedOctober 3, 2025
Days on Market163
Listing TermsCash, Conventional, Owner May Carry, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 3, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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