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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a waterfront home in St. Johns County.

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Sold

Sold·Closed Jul 8, 2026·46 days on market·Recent sales in RiverTown

58 Keeneland Road

St. Johns, FL 32259

$665,500sold priceListed at $679,500 · 97.9% of asking$238/sqftMLS# 2144024
4
Beds
3.5
Baths
2,800
Sq Ft
2020
Built
3
Garage
No
Pool
FEMA Zone XHOA $5/mo7,405 sqft lotWaterfrontSingle Family Residence2 stories

About this home

St. Johns

PRICE IMPROVEMENT! Refined living in this meticulously maintained two-story residence offering 4 bedrooms, 3.5 bathrooms, and an exceptional blend of elegance, comfort, and tranquility. Perfectly positioned on a spacious homesite, the property captures breathtaking pond and preserve views, creating a private and peaceful retreat. An expansive open field across from the home enhances the serene setting. Upon entry, guests are welcomed into a sophisticated flex space currently styled as an elegant sitting room, setting the tone for the home's warm yet luxurious ambiance. This space could also be used as a dining room. The thoughtfully designed open-concept layout seamlessly connects the spacious living area, casual dining space, and gourmet kitchen, where a stunning designer tile backsplash adds both beauty and character.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,686
Property taxesest. at asking price, St. Johns County$886
HOAbilled annually$5
Estimated total, before insurance$4,577/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,317/yr · $860/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$665,500
$133,100
Loan Term
Monthly Payment
$3,686
Principal & Interest: $3,686
Property taxes (est.): $886
Insurance (est.): $444
Estimated Total Monthly
$5,015
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,755 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $668,000 in April 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$552,609$552,609—
2024$535,121$535,121—
2023$547,494$311,950—
2022$493,174$301,408—
2021$341,173$291,173—
2020$75,000$60,500—

2025 property taxes (current owner): $10,317/yr

Estimated taxes if purchased at asking price: ~$10,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 8, 2026Closed$679,500
  • May 7, 2026Listed$679,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $243/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
225 Cloverbrook Road, St. Johns, FL 32259Listed by STELLAR PROPERTIES OF NORTH FLJul 2026$590,000$2364/32,50440.2
1120 Orange Branch Trail, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYAug 2026$509,900$2253/22,26810.3
32 Verdure Street, St. Johns, FL 32259Listed by REDFIN CORPORATIONJul 2026$450,000$1983/22,2681460.3
52 Waterfront Drive, St. Johns, FL 32259Listed by MOMENTUM REALTYSep 2026$505,000$2133/22,370550.4
231 Footbridge Road, St. Johns, FL 32259Listed by REAL BROKER LLCSep 2026$550,000$2393/2.52,30550.4
246 Twin Flower Place, Jacksonville, FL 32259Listed by REAL BROKER LLCSep 2026$554,500$2024/3.52,7443470.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$679,500
Price / Sq Ft$243
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,800
Acres0.17 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

Community Information

Address58 Keeneland Road, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size7,405.2 sq ft
Parcel Number0007140360

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Park, Playground, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewWater
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesConvection Oven, Disposal, Microwave, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories2
LevelsTwo
LaundryUpper Level
SecuritySmoke Detector(s)

Exterior

Patio / PorchPorch
FencingBack Yard, Full, Wrought Iron
RoofShingle
ConstructionComposition Siding, Frame

Additional Information

Date ListedMay 7, 2026
Days on Market46
HOA Fees$58 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$10,317.44
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 904 FINE HOMES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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