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This home is in Jacksonville Beach — a pool home in Jacksonville.

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Active

Active·206 days on market

427 N 6th Street

Jacksonville Beach, FL 32250

$1,425,000$718/sqftEst. $7,326/moMLS# 2126775

Beds

Baths

1,984

Sq Ft

1950

Built

—

Garage

Yes

Pool

About this home

Jacksonville Beach

Completely rebuilt in 2023, this Key West-style Masterpiece offers Luxury, Privacy, and Unbeatable Craftsmanship. Built with poured concrete walls for ultimate strength, the home is surrounded by a Seven-Foot Concrete Privacy Wall, Creating your Own Private Compound. Step inside to Italian Porcelain Tile, a Dramatic Accented Family Room Wall, Oversized Anderson Windows, Motorized Blinds, and Plantation Shutters. The Chef's Kitchen, designed by Award-Winning Kitchen Envy, features Custom Cabinetry, Quartz Counters, and a Built-In Sidebar. The Tropical Backyard Oasis -- designed by Earthworks -- Showcases a Stunning Waterfall Pool by Sullivan Pools, a recently added Pool Heater, Brazilian IPE Decking, Lush Palms, Bamboo, Banana Trees, and Full Irrigation. Upstairs, the Primary Suite impresses with a 22-foot Cathedral Ceiling and a Game of Thrones-style Iron Chandelier. The spa-like bath includes a Japanese Soaker Tub inside a Walk-In Palm-Lined Shower with Teakwood Accents.

Cost to own

Mortgage calculator

Home Price

$1,425,000

Down Payment: 20%

$285,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$7,326

Principal & Interest: $7,326

Property taxes (est.): $2,327

Insurance (est.): $950

Estimated Total Monthly

$10,603

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$7,326

Property taxesest. at asking price, Duval County$2,327

Estimated total, before insurance$9,653/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$21,172/yr · $1,764/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $1,495,000 in May 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$1,147,851	$1,147,851	—
2024	$1,196,782	$1,196,782	▼ $2,885
2023	$970,946	$914,453	—
2022	$397,936	$320,780	—
2021	$327,712	$293,948	—
2020	$292,600	$267,226	—

2025 property taxes (current owner): $21,172/yr

Estimated taxes if purchased at asking price: ~$27,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Metal, Shingle — year not disclosed (home built 1950)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,802 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 28, 2026Price change$1,425,000−$50,000
Jul 13, 2026Price change$1,475,000−$25,000
Feb 5, 2026Listed$1,500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,425,000

Price / Sq Ft$718

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,984

Acres0.13 acres

Year Built1950

TypeResidential

Sub-TypeSingle Family Residence

StyleOther

Property ConditionUpdated/Remodeled

StatusActive

Has PoolYes

Pool FeaturesIn Ground, Electric Heat, Fenced, Heated, Salt Water, Waterfall

Is WaterfrontNo

Community Information

Address427 N 6th Street, Jacksonville Beach, FL 32250

Area213-Jacksonville Beach-NW

SubdivisionAtlantic Park

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size5,662.8 sq ft

Parcel Number1738790005

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAssigned

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), His and Hers Closets, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s)

AppliancesDishwasher, Dryer, Gas Cooktop, Gas Water Heater, Ice Maker, Refrigerator, Tankless Water Heater, Washer, Washer/Dryer Stacked, Wine Cooler

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringVinyl

# of Stories2

LevelsTwo

LaundryIn Unit