This home is in Jacksonville — a waterfront home in Jacksonville.
Active·601 days on market
5400 La Moya Avenue 24
Jacksonville, FL 32210
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
This updated two-story condo makes everyday living easy. Thoughtful updates throughout and the open floorplan make life here comfortable and worry free. The owners suite with private balcony is the perfect place to start your day, enjoying morning coffee. When the day is done and you come back home, pull into your own two-car garage and unwind on the private patio. A short walk will bring you to the private dock, where you can enjoy the riverfront setting, welcome friends by boat and maybe catch a glimpse of downtown fireworks on special occasions... ...But when life calls you elsewhere, simply lock up and go! No exterior upkeep or yard to maintain. Don't miss this unique opportunity to own in one of the area's best-kept hidden gems! **a few photos have been virtually staged**
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1975)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA Water/Sewer
County records indicate this parcel on central sewer served by JEA Water/Sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,534 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
19th Ave Nabout 20 mi · 15 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 2 mi · 4 mi of trails
Closest public boat ramp
Wayne B Stevens Parkabout 0.1 mi · Ortega River
Closest kayak & paddleboard launch
Seminole Park Paddlecraft Accessabout 2 mi · Ortega River
Closest youth league fields
Westside Middle School Parkabout 0.7 mi · Baseball, Softball, Football, Basketball, Soccer, Volleyball
Closest grocery store
Aldiabout 1 mi · 3538 Blanding Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $120,000 | $120,000 | — |
| 2024 | $120,000 | $25,000 | — |
| 2023 | $120,000 | $25,000 | — |
| 2022 | $92,000 | $25,000 | — |
| 2021 | $92,000 | $24,583 | — |
| 2020 | $92,000 | $23,899 | — |
2024 property taxes (current owner): $503/yr
Estimated taxes if purchased at asking price: ~$3,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Feb 27, 2025Listed$189,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $156/sq ft; this home is listed at $125/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5400 La Moya Avenue 30, Jacksonville, FL 32210Listed by REALTY ONE GROUP ELEVATE | Aug 2026 | $150,700 | $100 | 3/2.5 | 1,508 | 353 | 0 |
| 5544 Cabot Drive N Drive N, Jacksonville, FL 32244Listed by NOVA REAL ESTATE COLLECTIVE LLC | Jul 2026 | $148,000 | $95 | 3/2 | 1,552 | 45 | 1.1 |
| 5375 Ortega Farms Boulevard 1008, Jacksonville, FL 32210Listed by PACIFICO PROPERTIES | Sep 2026 | $150,000 | $138 | 2/1.5 | 1,090 | 104 | 1.3 |
| 6072 Falcon Gate Lane, Jacksonville, FL 32244Listed by LENNAR REALTY INC | Sep 2026 | $211,490 | $157 | 3/2.5 | 1,350 | 26 | 1.8 |
| 6078 Falcon Gate Lane, Jacksonville, FL 32244Listed by LENNAR REALTY INC | Sep 2026 | $210,000 | $156 | 3/2.5 | 1,350 | 74 | 1.8 |
| 6076 Falcon Gate Lane, Jacksonville, FL 32244Listed by LENNAR REALTY INC | Sep 2026 | $231,490 | $171 | 3/2.5 | 1,350 | 0 | 1.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LINDA STRICKLAND REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines