This home is in Jacksonville.
Sold·Closed Aug 12, 2026·353 days on market·Recent sales in Jacksonville
5400 La Moya Avenue 30
Jacksonville, FL 32210
About this home
Jacksonville
HOME IS LISTED 10K BELOW APPRAISED VALUE!!!! Returned to the market after the previous buyer was unable to close. The home and seller remain in excellent standing, creating a renewed opportunity. A full home inspection has already been completed, providing added transparency and confidence. The property is fully FHA approved, making financing accessible and the path to ownership even smoother. Features include vaulted ceilings, updated light fixtures, and new flooring in both the kitchen and living room. The upgraded kitchen offers stainless steel appliances, sleek cabinetry, and ample counter space. Open-concept living area leads to a private fenced patio and backyard. Upstairs, the primary suite features a private balcony overlooking the backyard, a large walk-in closet, and ensuite bath. Two additional bedrooms offer space for family, guests, or a home office. Oversized attached 2-car garage and community access to a lake on Fishing Creek. Located near NAS Jax.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1975)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,575 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $132,000 | $132,000 | — |
| 2024 | $132,000 | $128,018 | — |
| 2023 | $132,000 | $116,380 | — |
| 2022 | $105,800 | $105,800 | — |
| 2021 | $105,800 | $105,800 | — |
| 2020 | $105,800 | $105,800 | — |
2024 property taxes (current owner): $2,342/yr
Estimated taxes if purchased at asking price: ~$3,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 21, 2026Closed$160,000
- Jul 7, 2026Pending$160,000
- Mar 23, 2026Listed$160,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $157/sq ft; this home is listed at $106/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5544 Cabot Drive N Drive N, Jacksonville, FL 32244Listed by NOVA REAL ESTATE COLLECTIVE LLC | Jul 2026 | $148,000 | $95 | 3/2 | 1,552 | 45 | 1.1 |
| 5375 Ortega Farms Boulevard 1008, Jacksonville, FL 32210Listed by PACIFICO PROPERTIES | Sep 2026 | $150,000 | $138 | 2/1.5 | 1,090 | 104 | 1.3 |
| 6072 Falcon Gate Lane, Jacksonville, FL 32244Listed by LENNAR REALTY INC | Sep 2026 | $211,490 | $157 | 3/2.5 | 1,350 | 26 | 1.8 |
| 6080 Falcon Gate Lane, Jacksonville, FL 32244Listed by LENNAR REALTY INC | Sep 2026 | $235,000 | $174 | 3/2.5 | 1,349 | 82 | 1.8 |
| 6076 Falcon Gate Lane, Jacksonville, FL 32244Listed by LENNAR REALTY INC | Sep 2026 | $231,490 | $171 | 3/2.5 | 1,350 | 0 | 1.8 |
| 6078 Falcon Gate Lane, Jacksonville, FL 32244Listed by LENNAR REALTY INC | Sep 2026 | $210,000 | $156 | 3/2.5 | 1,350 | 74 | 1.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: REALTY ONE GROUP ELEVATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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