This home is in Waterford Lakes, St. Augustine — a gated community home in St. Johns County.
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Sold·Closed Dec 15, 2025·243 days on market·Recent sales in Waterford Lakes·Waterford Lakes
186 Coastline Way
St. Augustine, FL 32092
18 more homes for sale in Waterford Lakes →Search Waterford Lakes on the map
About this home
Waterford Lakes
Great Investment Opportunity in Top-Rated School District! Welcome to Waterford Lakes, a gated community where comfort meets convenience! This beautifully maintained gem features an open-concept first floor, perfect for entertaining. The spacious kitchen boasts granite countertops with bar seating, a pantry, and smart home features for modern living. Upstairs, you'll find two generously sized bedrooms, each with its own private full bathroom and extra-large walk-in closet—ideal for families, guests, or roommates. Enjoy resort-style amenities including a community center, fitness center, pool, splash pad, and picturesque nature trails. Located just minutes from top-rated schools, shopping, and dining, with low HOA fees and NO CDD fees, this home offers the best value in Waterford. Don't miss your chance to own this incredible property—schedule your showing today!
Next steps in Waterford Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
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Cost to own
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Cost to own
Taxes & assessment
Last sold: $295,000 in October 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $234,928 | $234,928 | — |
| 2023 | $238,959 | $238,959 | — |
| 2022 | $56,000 | $56,000 | — |
Estimated taxes if purchased at asking price: ~$4,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Feb 10, 2025Listed$268,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $222/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 98 Coastline Way, St. Augustine, FL 32092Listed by COMPASS FLORIDA LLC | Jun 2026 | $249,000 | $206 | 2/2.5 | 1,210 | 58 | 0.1 |
| 81 Temple Drive, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Sep 2026 | $303,000 | $202 | 3/2.5 | 1,502 | 210 | 0.2 |
| 260 Pine Bluff Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNS | Jun 2026 | $347,000 | $250 | 3/2 | 1,386 | 6 | 0.7 |
| 417 Pine Bluff Drive, St. Augustine, FL 32092Listed by WATSON REALTY CORP | Jun 2026 | $320,000 | $208 | 3/2.5 | 1,539 | 49 | 0.8 |
| 155 Wood Breeze Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $329,990 | $236 | 3/2.5 | 1,396 | 52 | 1 |
| 18 Kingsville Court, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Jul 2026 | $320,000 | $229 | 3/2.5 | 1,396 | 97 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Waterford Lakes
Waterford Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Dec 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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