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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Holly Forest, St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Jun 10, 2026·6 days on market·Recent sales in Holly Forest·Holly Forest

260 Pine Bluff Drive

St. Augustine, FL 32092

$347,000sold priceListed at $350,000 · 99.1% of asking$250/sqftMLS# 2146703
3
Beds
2
Baths
1,386
Sq Ft
2021
Built
2
Garage
No
Pool

4 more homes for sale in Holly Forest →Search Holly Forest on the map

HOA $163/mo4,356 sqft lotWaterfrontTownhouse1 story

About this home

Holly Forest

Why wait for new construction when you can move in now? This move in ready townhome with a neutral tile and color palette throughout has relaxing pond views and is the one of the only single story townhomes available in the area! This home includes a 4 door stainless refrigerator, gas cooktop range, undermount cabinet lighting, washer & dryer, tankless water heater, a 2 car garage, a spacious split floorplan layout and it is an end unit so only one shared wall with your neighbor. Enjoy the beautiful views from your covered lanai while unwinding with a coffee or glass of wine. Holly Forest has private amenities as well as access to all the amenities Silverleaf has to offer. Silverleaf is one of the fastest growing communities in NW St. Johns County with great shopping & dining, a brand new flagship Publix, a Baptist Health and its own brand new K-8 school and no CDD fees!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,922
Property taxesest. at asking price, St. Johns County$462
HOAbilled quarterly$163
Estimated total, before insurance$2,547/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,339/yr · $278/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$347,000
$69,400
Loan Term
Monthly Payment
$1,922
Principal & Interest: $1,922
Property taxes (est.): $462
Insurance (est.): $231
Estimated Total Monthly
$2,615
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,773 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$261,884$211,162—
2024$301,158$242,736—
2023$284,210$234,210—
2022$260,089$260,089—
2021$45,000$45,000—

2025 property taxes (current owner): $3,339/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $253/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
81 Temple Drive, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$303,000$2023/2.51,5022100.8
163 Wood Breeze Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$329,990$2073/2.51,592481.4
18 Kingsville Court, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCJul 2026$320,000$2293/2.51,396971.4
155 Wood Breeze Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$329,990$2363/2.51,396521.5
159 Wood Breeze Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$340,994$2143/2.51,59201.5
138 Hubbard Bend, St. Augustine, FL 32092Listed by LENNAR REALTY INCAug 2026$329,995$1933/2.51,70711.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$350,000
Price / Sq Ft$253
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,386
Acres0.10 acres
Year Built2021
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address260 Pine Bluff Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionHolly Forest Townhomes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size4,356 sq ft
Parcel Number0265521990
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Pickleball, Playground, Tennis Court(s)
UtilitiesNatural Gas Connected
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchCovered, Patio
RoofShingle

Additional Information

Date ListedMay 22, 2026
Days on Market6
HOA Fees$489 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds
Tax Amount$3,339.4
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Holly Forest

Holly Forest is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Holly Forest homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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