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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach.

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Sold

Sold·Closed May 12, 2025·221 days on market·Recent sales in Amelia Island

2618 Countess Of Egmont Street

Fernandina Beach, FL 32034

$1,175,000sold priceListed at $1,275,000 · 92.2% of asking$285/sqftMLS# 2062078
4
Beds
4
Baths
4,121
Sq Ft
2005
Built
2
Garage
Yes
Pool
HOA $33/mo12,632 sqft lotSingle Family Residence2 stories

About this home

Fernandina Beach

Discover the epitome of island living in this exquisite 4-bedroom residence nestled in the heart of Amelia Island. This stunning home offers an unparalleled blend of luxury, comfort, and convenience. Step inside to be greeted by an open floor plan that seamlessly connects living spaces, creating a sense of airiness and natural light. Vaulted ceilings add a touch of grandeur, while the abundance of flexible spaces provides endless possibilities for your lifestyle. Whether you desire a home office, a media room, or a private retreat, this residence has it all. The centerpiece of this property is the fully screened and heated pool, complete with a soothing spa and captivating water feature. Imagine enjoying leisurely swims, entertaining guests, or simply relaxing in the tranquility of your own backyard oasis. Located just moments from the pristine beaches of Amelia Island, Fort Clinch State Park, and a variety of world-class restaurants, this home offers the perfect balance of coastal

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,508
Property taxesest. at asking price, Nassau County$1,622
HOAbilled annually$33
Estimated total, before insurance$8,164/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$10,169/yr · $847/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,175,000
$235,000
Loan Term
Monthly Payment
$6,508
Principal & Interest: $6,508
Property taxes (est.): $1,622
Insurance (est.): $783
Estimated Total Monthly
$8,914
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard and pool on the south side. Today at this address: sunrise 7:29 AM, sunset 6:52 PM.

  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $10,169/yr

Estimated taxes if purchased at asking price: ~$19,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $411/sq ft; this home is listed at $309/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
485 Starboard Landing, Fernandina Beach, FL 32034Listed by RE/MAX SPECIALISTSJul 2025$930,000$2645/43,523950.2
341 N Fletcher Avenue, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSMay 2025$1,555,000$4624/43,3631640.5
532 Sea Island Drive, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYApr 2026$1,900,000$6273/33,03230.7
733 Tarpon Avenue A&B, Fernandina Beach, FL 32034Listed by PINEYWOODS REALTY LLCSep 2025$1,525,000$3146/4.54,860740.9
1626 Broome Street, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYJul 2025$874,575$2046/3.54,2812610.9
845 Mary Street, Fernandina Beach, FL 32034Listed by COLDWELL BANKER THE AMELIA GROUPJul 2025$1,675,000$4116/4.54,078681

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,275,000
Price / Sq Ft$309
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage4,121
Acres0.29 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated, Pool Sweep, Screen Enclosure
Is WaterfrontNo
Direction FacesNorth

Community Information

Address2618 Countess Of Egmont Street, Fernandina Beach, FL 32034
Area430-Nassau County Beaches-North
SubdivisionPirates Cove
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size12,632.4 sq ft
Parcel Number0000311640000D0060

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryLower Level
Spa FeaturesIn Ground, Heated

Exterior

Patio / PorchFront Porch, Rear Porch, Screened
RoofShingle
Road SurfacePaved

Additional Information

Date ListedMarch 3, 2025
Days on Market221
HOA Fees$400 / Annually
HOA FrequencyAnnually
Tax Amount$10,169.15
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Sold by: SUMMER HOUSE REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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