This home is in Fernandina Beach — a home near Fernandina Beach High School.
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Sold·Closed Jul 7, 2025·95 days on market·Recent sales in Amelia Island
485 Starboard Landing
Fernandina Beach, FL 32034
About this home
Fernandina Beach
MOTIVATED SELLER! All reasonable offers will be considered. Coastal Elegance Just Steps from Fernandina Beach! This stunning 5-bedroom, 4-bath retreat embodies the perfect blend of Southern charm and modern luxury. A gracious front porch welcomes you home, setting the tone for the warmth and elegance within. Floor-to-ceiling windows bathe the open-concept living spaces in natural light, highlighting bamboo strand flooring, custom built-ins, and tranquil preserve views through a breathtaking wall of French doors and windows. Designed for both comfort and privacy, this thoughtful three-way split floor plan ensures an ideal layout for families and guests. The expansive owner's suite easily accommodates large furnishings and offers his-and-hers walk-in closets. Retreat to the spa-like bath, where a free-standing soaking tub, oversized frameless walk-in shower with custom niches and foldable seat, and double vanities create the ultimate relaxation space. Two secondary bedrooms share a
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,708 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $951,233 | $403,032 | — |
| 2024 | $847,374 | $395,825 | — |
| 2023 | $820,354 | $382,840 | ▲ $122,284 |
| 2022 | $670,746 | $370,233 | — |
| 2021 | $560,557 | $357,993 | — |
| 2020 | $526,355 | $352,360 | — |
Estimated taxes if purchased at asking price: ~$15,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $467/sq ft; this home is listed at $277/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1012 Ocean Oaks Drive S, Fernandina Beach, FL 32034Listed by BEYCOME OF FLORIDA LLC | Sep 2026 | $1,425,000 | $540 | 4/3 | 2,640 | 16 | 0.6 |
| 1606 Atlantic Avenue, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Sep 2026 | $1,190,000 | $467 | 3/3 | 2,547 | 3 | 0.8 |
| 212 S 6th Street, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | Oct 2026 | $1,000,000 | $397 | 3/2 | 2,516 | 51 | 1.4 |
| 1553 N Fletcher Avenue, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $2,525,000 | $785 | 4/3.5 | 3,216 | 86 | 1.8 |
| 96025 Sea Breeze Way, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Jun 2026 | $1,105,000 | $304 | 4/4.5 | 3,632 | 156 | 2.5 |
| 415 Dunes Of Amelia Drive, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Nov 2025 | $837,500 | $315 | 5/3.5 | 2,656 | 201 | 3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 7, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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