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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a pool home in St. Johns County.

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Sold

Sold·Closed Dec 12, 2025·334 days on market·Recent sales in Palencia·Palencia

544 Sebastian Square

St. Augustine, FL 32095

$937,500sold priceListed at $975,000 · 96.2% of asking$301/sqftMLS# 2061622
4
Beds
3.5
Baths
3,116
Sq Ft
2010
Built
3
Garage
Yes
Pool

42 more homes for sale in Palencia →Search Palencia on the map

HOA $10/mo15,682 sqft lotSingle Family Residence1 story

About this home

Palencia

Everyone should love where they live & you will fall in love w/ this beautifully cared for Dostie built home in the quiet Sebastian Sq neighborhood of Palencia. Outdoor living is Florida at its best, so enjoy the luxury of the amazing oversized heated salt water pool w/ travertine deck & large screened lanai, affording total privacy & enhanced by a deep preserve back yard. Spacious interior living area has lots of natural light, warm hardwood flooring throughout & features open dining room & great room w/ built in bookshelves & gas fireplace. Kitchen features stainless steel appliances, vegetable prep sink in center island, gas cooktop vented to outside, granite counter tops & full breakfast bar plus a glorious sun streamed morning room off breakfast room. Crown moldings, coffered ceilings, high doorways, glass front door & deep well for irrigation help complete the picture of this 4 bdrm,4 ba home. Great location, Quality builder -in highly sought after , amenity rich Palencia

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,193
Property taxesest. at asking price, St. Johns County$1,247
HOAbilled annually$10
Estimated total, before insurance$6,451/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$937,500
$187,500
Loan Term
Monthly Payment
$5,193
Principal & Interest: $5,193
Property taxes (est.): $1,248
Insurance (est.): $625
Estimated Total Monthly
$7,065
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,813 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Nov 1, 2025Listed$975,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $275/sq ft; this home is listed at $313/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
560 Sebastian Square, St. Augustine, FL 32095Listed by COMPASS FLORIDA LLCOct 2026$1,220,000$3264/43,738830.1
508 Sebastian Square, St. Augustine, FL 32095Listed by ROUND TABLE REALTYJul 2026$975,000$2754/43,551430.1
828 Riley Lane, St. Augustine, FL 32095Listed by INTERNATIONAL GOLF REALTYSep 2026$778,000$2525/33,083350.3
836 Cypress Crossing Trail, St. Augustine, FL 32095Listed by LPT REALTY LLCAug 2026$645,000$2753/2.52,343250.3
266 Sophia Terrace, St. Augustine, FL 32095Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$1,090,000$3654/32,9831200.4
720 Toria Lane, St. Augustine, FL 32095Listed by LPT REALTY LLCOct 2026$650,000$2534/32,567400.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$975,000
Price / Sq Ft$313
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,116
Acres0.36 acres
Year Built2010
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address544 Sebastian Square, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionPalencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size15,681.6 sq ft
Parcel Number0720910390
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Golf Course, Jogging Path, Management - Off Site, Park, Pickleball, Playground, Sauna, Security, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Natural Gas Not Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne

Exterior

Exterior FeaturesStorm Shutters
Patio / PorchFront Porch
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedNovember 1, 2025
Days on Market334
HOA Fees$125 / Annually
HOA FrequencyAnnually
HOA NamePalencia POA
HOA Fee IncludesMaintenance Grounds, Security, Trash
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Sold by: REMAX WELCOME HOME (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palencia

Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Palencia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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