$445,9004 bd · 3.5 ba · 2,178 sq ft
Active·247 days on market
200 Mockingbird Court
Georgetown, FL 32139

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Georgetown
ATTENTION! A BEAUTIFUL LUXURIOUS HOME IS WAITING FOR YOU! YES! IT'S NEAR BIG LAKE GEORGE & THE SAINT JOHNS RIVER ! This QUALITY custom built country home has 2,163 Living square ft with 4 bedrooms. This home is on 1.06 acres! The home is located in a quiet rural country area of Whispering Pines II subdivision, Georgetown, FL. Home Amenities? WOW! Includes a wonderful dining room, fireplace. A quality kitchen with a breakfast area just waiting for you! This Master bedroom has a full bath area. Two of the bedrooms share a ''Jack & Jill'' bathroom. Amenities include a whole house water filter, a 5 Ton AC Unit & more. This home was designed & created by the owner as a ''FLORIDA'' house that includes 2 X 6 exterior walls = efficient operating costs while lowering homeowners insurance . Georgetown Fl., is the Bass Fishing capital of the World! Go boating & fishing on St. Johns River. OCEAN BEACHES ? JUST AN HOUR AWAY! CALL NOW! THIS QUALITY HOME IS PRICED TO SELL!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard (the whole 1.1-acre lot)
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,617 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Deep Creek Conservation Areaabout 21 mi · 4.1 mi of trails
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 6:46 AM, sunset 5:34 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,421/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Mar 8, 2026Listed$445,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $205/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 108 Plumosa Drive, Georgetown, FL 32139Listed by GETMOREOFFERS | Feb 2026 | $215,000 | $138 | 4/2 | 1,560 | 4 | 0.5 |
| 508 Georgetown Shortcut Road, Crescent City, FL 32112Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $225,000 | $139 | 3/2 | 1,620 | 31 | 0.8 |
| 500 Georgetown Shortcut Road, Crescent City, FL 32112Listed by CENTURY 21 TRITON REALTY | May 2026 | $372,000 | $214 | 3/2 | 1,736 | 341 | 0.8 |
| 527 Georgetown Shortcut Road, Crescent City, FL 32112Listed by NON MLS (realMLS) | Aug 2026 | $775,000 | $359 | 3/2.5 | 2,158 | 0 | 1.1 |
| 537 Georgetown Shortcut Road, Crescent City, FL 32112Listed by COLDWELL BANKER BEN BATES INC | Dec 2025 | $750,000 | $375 | 1/1.5 | 2,000 | 0 | 1.2 |
| 204 Plantation Pines Drive, Georgetown, FL 32139Listed by COLDWELL BANKER BEN BATES INC | Aug 2025 | $109,900 | $48 | 3/2 | 2,296 | 3 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CENTURY 21 TRITON REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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Is this home priced right?
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines



