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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed Apr 21, 2025·95 days on market·Recent sales in Amelia Island

1848 S Fletcher Avenue

Fernandina Beach, FL 32034

$6,000,000sold priceListed at $6,750,000 · 88.9% of asking$1132/sqftMLS# 2058874
5
Beds
4
Baths
5,300
Sq Ft
2021
Built
2
Garage
Yes
Pool
No HOA15,682 sqft lotWaterfrontSingle Family Residence3 stories

About this home

Fernandina Beach

One-of-a-Kind Beachfront Masterpiece on Amelia Island. Experience the elegance of Miami and Los Angeles architecture, infused with the charm and tranquility of Amelia Island. This stunning beachfront home, a visionary creation by renowned architect John Dodd and masterfully built by Castelton Homes, offers a rare combination of modern luxury and serene coastal living. Step inside and discover a world of refined craftsmanship and cutting-edge design. The gourmet kitchen is a chef's dream, featuring top-of-the-line appliances, including a SubZero refrigerator. The heated pool and spa provide a private retreat to unwind while enjoying sweeping views of the ocean. This home is powered entirely by solar panels for a sustainable, eco-conscious lifestyle. The private elevator makes every level of the home effortlessly accessible, while the Lutron lighting system lets you create the perfect ambiance at the touch of a button. This is more than a residence - it's a lifestyle statement.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$33,234
Property taxesest. at asking price, Nassau County$8,283
Estimated total, before insurance$41,517/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$6,000,000
$1,200,000
Loan Term
Monthly Payment
$33,234
Principal & Interest: $33,234
Property taxes (est.): $8,283
Insurance (est.): $4,000
Estimated Total Monthly
$45,517
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tar/Gravel, Other — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $74,563/yr

Estimated taxes if purchased at asking price: ~$99,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $314/sq ft; this home is listed at $1,274/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2498/2500 S Fletcher Avenue, Fernandina Beach, FL 32034Listed by THE AGENCY AT PONTE VEDRAOct 2026$7,800,000$1,3925/6.55,6051660.7
2618 Countess Of Egmont Street, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYMay 2025$1,175,000$2854/44,1212211.6
1626 Broome Street, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYJul 2025$874,575$2046/3.54,2812612.2
111 S 7th Street, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYJun 2025$1,750,000$4715/4.53,712812.4
733 Tarpon Avenue A&B, Fernandina Beach, FL 32034Listed by PINEYWOODS REALTY LLCSep 2025$1,525,000$3146/4.54,860742.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$6,750,000
Price / Sq Ft$1,274
Bedrooms5
Bathrooms4.00
Full Baths3
Half Baths2
Square Footage5,300
Acres0.36 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesSolar Heat
Is WaterfrontYes

Community Information

Address1848 S Fletcher Avenue, Fernandina Beach, FL 32034
Area420-Fernandina Beach-Downtown-East
SubdivisionMiramar Beach
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size15,681.6 sq ft
Lot Dimensions195x75
Parcel Number000031146000350000

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewBeach
Waterfront TypeOcean Front

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Elevator, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Freezer, Microwave, Refrigerator, Solar Hot Water, Tankless Water Heater, Washer, Water Softener Owned
HeatingHeat Pump
CoolingMulti Units
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories3
LevelsThree Or More
LaundryIn Unit
SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)
Spa FeaturesHeated, Private

Exterior

Exterior FeaturesBalcony
Lot DescriptionSprinklers In Front
Patio / PorchCovered, Deck, Front Porch, Porch, Rear Porch
FencingBack Yard
RoofTar/Gravel, Other
ConstructionBlock, Stone Veneer, Stucco
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedDecember 2, 2024
Days on Market95
Tax Amount$74,562.75
Tax Year2023
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 21, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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