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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverwood, Ponte Vedra — a gated community home in St. Johns County.

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Sold

Sold·Closed Jan 24, 2025·60 days on market·Recent sales in Riverwood·Riverwood

492 Orchard Pass Avenue

Ponte Vedra, FL 32081

$390,000sold priceListed at $405,000 · 96.3% of asking$215/sqftMLS# 2058355
2
Beds
2
Baths
1,815
Sq Ft
2019
Built
1
Garage
No
Pool

17 more homes for sale in Riverwood →Search Riverwood on the map

HOA $235/moCondominium2 stories

About this home

Riverwood

Exceptional 2-Bedroom Condo in Riverwood by Del Webb - A Premier 55+ Community! Welcome to your dream home in the highly sought-after Riverwood by Del Webb, a vibrant 55+ community where you can truly have it all! Enjoy resort-style living at the private Anastasia Club, offering a wide range of activities to keep you entertained. Whether it's joining one of the many social clubs, taking a dip in the indoor or outdoor pools, relaxing in the hot tub or saunas, working out in the state-of-the-art fitness center, or playing a match of pickleball or tennis - there's something for everyone! This END UNIT condo boasts an open, airy feel, thanks to its abundance of natural light and 9-foot vaulted ceilings. The large sliding doors lead to an oversized screened patio, perfect for enjoying the beautiful Florida weather. Key Features & Upgrades Include: Gorgeous wood-like tile floors throughout, upgraded cabinets and pendant lighting over the kitchen island, stainless steel appliances, reverse

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,160
Property taxesest. at asking price, St. Johns County$519
HOAbilled monthly$235
Estimated total, before insurance$2,914/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,196/yr · $350/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$390,000
$78,000
Loan Term
Monthly Payment
$2,160
Principal & Interest: $2,160
Property taxes (est.): $519
Insurance (est.): $260
Estimated Total Monthly
$2,939
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,196/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 25, 2024Listed$405,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $223/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
490 Orchard Pass Avenue, Ponte Vedra, FL 32081Listed by LPT REALTY LLCSep 2026$340,000$2212/21,5381480
447 Orchard Pass Avenue, Ponte Vedra, FL 32081Listed by MARSH LANDING REALTYSep 2026$389,000$2083/2.51,8735160.1
192 Orchard Pass Avenue 522, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTApr 2026$395,000$1862/22,12950.1
545 Orchard Pass Avenue, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCOct 2025$362,000$2352/21,538330.1
377 Orchard Pass Avenue, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCSep 2025$385,000$2643/21,457470.1
192 Orchard Pass Avenue 547, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS ST JOHNSSep 2025$406,500$2033/22,002310.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$405,000
Price / Sq Ft$223
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,815
Year Built2019
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

Community Information

Address492 Orchard Pass Avenue, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionRiverwood By Del Webb
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Parcel Number0702520701

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Park, Pickleball, Sauna, Security, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level
Security24 Hour Security, Gated with Guard, Security Gate
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony, Tennis Court(s)
Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionBlock
Road SurfaceAsphalt

Additional Information

Date ListedNovember 25, 2024
Days on Market60
HOA Fees$235 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Pest Control, Security
Tax Amount$4,196.32
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverwood

Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Riverwood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 24, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines