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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverwood, Ponte Vedra — a 55+ community home in Nocatee.

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Sold

Sold·Closed Oct 17, 2025·33 days on market·Recent sales in Riverwood·Riverwood

545 Orchard Pass Avenue

Ponte Vedra, FL 32081

$362,000sold priceListed at $379,500 · 95.4% of asking$235/sqftMLS# 2106322
2
Beds
2
Baths
1,538
Sq Ft
2019
Built
1
Garage
No
Pool

15 more homes for sale in Riverwood →Search Riverwood on the map

HOA $235/moWaterfrontCondominium1 story

About this home

Riverwood

Welcome to 545 Orchard Pass Avenue in Ponte Vedra, FL—a perfect spot to kick back and enjoy life. This charming home, with its stunning water view, offers 1,538 sq.ft. of light and bright living space, all on the first floor. With two cozy bedrooms and a flex room, you've got plenty of space to suit your needs, whether it's a home office or a creative corner. The layout is super practical, and the one-car garage adds an extra layer of convenience. You'll love the tile flooring in the common areas for its easy upkeep, while the bedrooms feature comfy carpeting. Modern lighting throughout gives the place a fresh, updated vibe. Living here means you get to enjoy all the perks of the Nocatee community, plus the amazing amenities at the Anastasia Club Think resort-style pool, and a ton of fun clubs—over 60 to choose from! If you're into pickleball or tennis, the courts here are top-notch. Whether you're relaxing at home or out enjoying the community, this offers a laid-back lifestyle

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,005
Property taxesest. at asking price, St. Johns County$482
HOAbilled monthly$235
Estimated total, before insurance$2,722/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,743/yr · $479/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$362,000
$72,400
Loan Term
Monthly Payment
$2,005
Principal & Interest: $2,005
Property taxes (est.): $482
Insurance (est.): $241
Estimated Total Monthly
$2,728
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$348,000$315,447—
2024$353,400$286,770—
2023$353,400$260,700—
2022$237,000$237,000—
2021$227,000$227,000—
2020$215,000$215,000—

2024 property taxes (current owner): $5,743/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $247/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
447 Orchard Pass Avenue, Ponte Vedra, FL 32081Listed by MARSH LANDING REALTYSep 2026$389,000$2083/2.51,8735160.1
490 Orchard Pass Avenue, Ponte Vedra, FL 32081Listed by LPT REALTY LLCSep 2026$340,000$2212/21,5381480.1
377 Orchard Pass Avenue, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCSep 2025$385,000$2643/21,457470.1
86 Fawn Gully Lane, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDOct 2026$395,000$2133/21,8571340.2
16 Fawn Gully Lane H, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDSep 2026$380,000$2112/21,797250.2
33 Fawn Gully Lane, Ponte Vedra, FL 32081Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$352,000$2292/21,5362960.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$379,500
Price / Sq Ft$247
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,538
Year Built2019
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
55+ CommunityYes

Community Information

Address545 Orchard Pass Avenue, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionDel Webb Ponte Vedra
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Parcel Number0702520302
ZoningCondominium

Amenities

AmenitiesPool, Clubhouse, Dog Park, Elevator(s), Fitness Center, Jogging Path, Maintenance Grounds, Management - Off Site, Pickleball, Sauna, Stable(s), Tennis Court(s), Trash
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Available, Water Available
Water SourcePublic
ParkingAssigned, Attached Carport, Garage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Concrete
# of Stories1
LaundryElectric Dryer Hookup, In Unit
SecurityFire Sprinkler System, Gated with Guard, Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Other
Patio / PorchCovered, Screened
RoofShingle
ConstructionConcrete, Frame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedAugust 29, 2025
Days on Market33
HOA Fees$235 / Monthly
HOA FrequencyMonthly
HOA NameFirst Service Residential
Tax Amount$5,743.49
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverwood

Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Riverwood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 17, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines