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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverwood, Ponte Vedra — a gated community home in St. Johns County.

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Sold

Sold·Closed Sep 19, 2025·31 days on market·Recent sales in Riverwood·Riverwood

192 Orchard Pass Avenue 547

Ponte Vedra, FL 32081

$406,500sold priceListed at $419,000 · 97% of asking$203/sqftMLS# 2100320
3
Beds
2
Baths
2,002
Sq Ft
2007
Built
—
Garage
No
Pool

15 more homes for sale in Riverwood →Search Riverwood on the map

HOA $770/moCondominium1 story

About this home

Riverwood

Spacious Monte Villa floor plan with serene top floor water views from your screened lanai! This 3 bed, 2 bath + flex/den/dining space low-maintenance condo offers over 2,000 SF of stylish living situated across beautiful Central Park, community gardens, and walking paths. Features include new HVAC in 2024, luxury vinyl plank flooring, white kitchen cabinets, quartz countertops, and all major appliances: fridge, cooktop/range, dishwasher, microwave, washer & dryer. Thoughtful upgrades throughout—custom lighting, faucets, tile backsplash, and cove molding. Ideally located near shopping, restaurants, and medical offices. Enjoy full access to Nocatee's award-winning amenities: nature trails, kayak launch, fitness center, water parks, and events. Nestled in Del Webb Ponte Vedra, a premier 55+ community with a 38,000 SF clubhouse, indoor/outdoor pools, sauna, gym, clubs, and social activities. Just 7 miles to the beach!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,252
Property taxesest. at asking price, St. Johns County$541
HOAbilled monthly$770
Estimated total, before insurance$3,563/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,705/yr · $475/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$406,500
$81,300
Loan Term
Monthly Payment
$2,252
Principal & Interest: $2,252
Property taxes (est.): $541
Insurance (est.): $271
Estimated Total Monthly
$3,064
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,804 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,705/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 25, 2025Listed$419,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $213/sq ft; this home is listed at $209/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
192 Orchard Pass Avenue 522, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTApr 2026$395,000$1862/22,12950
192 Orchard Pass Avenue 536- Corner Unit, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDSep 2025$435,000$2042/22,1291780
86 Fawn Gully Lane, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDOct 2026$395,000$2133/21,8571340.1
490 Orchard Pass Avenue, Ponte Vedra, FL 32081Listed by LPT REALTY LLCSep 2026$340,000$2212/21,5381480.1
16 Fawn Gully Lane H, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDSep 2026$380,000$2112/21,797250.1
33 Fawn Gully Lane, Ponte Vedra, FL 32081Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$352,000$2292/21,5362960.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$419,000
Price / Sq Ft$209
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,002
Year Built2007
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

Community Information

Address192 Orchard Pass Avenue 547, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionDel Webb Ponte Vedra
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Parcel Number0702430547

Amenities

AmenitiesPool, Clubhouse, Elevator(s), Fitness Center, Gated, Jogging Path, Maintenance Grounds, Maintenance Structure, Park, Pickleball, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Available, Electricity Available, Electricity Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCovered, Parking Lot, Unassigned
ViewPond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Elevator, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityFire Alarm, Secured Elevator, Secured Lobby, Smoke Detector(s)
Spa FeaturesHeated, Community

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Screened
RoofShingle
ConstructionConcrete
Road SurfaceAsphalt

Additional Information

Date ListedJuly 25, 2025
Days on Market31
HOA Fees$770 / Monthly
HOA FrequencyMonthly
HOA NameFirst Services Residential
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Security, Trash, Water
Tax Amount$5,705.07
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverwood

Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Riverwood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 19, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines