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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Flora Parke, Fernandina Beach.

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Sold

Sold·Closed Oct 30, 2024·72 days on market·Recent sales in Flora Parke·Flora Parke

32496 Willow Parke Circle

Fernandina Beach, FL 32034

$635,000sold priceListed at $675,000 · 94.1% of asking$268/sqftMLS# 2037525
3
Beds
2.5
Baths
2,367
Sq Ft
2014
Built
3
Garage
No
Pool

13 more homes for sale in Flora Parke →Search Flora Parke on the map

HOA $41/mo16,988 sqft lotSingle Family Residence1 story

About this home

Flora Parke

CUSTOM ALICANTE MODEL, IS UNIQUE IN FLORA PARKE! THIS TOTALLY LOADED 2376 SQ FT HOME FEATURES 3 BEDROOMS, 2 1/2 BATHS, SPLIT FLOOR PLAN, STUDY/OFFICE UP FRONT, FORMAL DINING ROOM WITH COFFERED CEILING, DESIGNER KITCHEN WITH STAINLESS HIGH END APPLIANCES (FISHER/PAYKEL), SPLIT LEVEL CENTER ISLAND, FARMERS SINK, HIGH END CABINETRY WITH PULL OUTS, DRAWERS AND SLIDERS. DOUBLE DRAWER DISHWASHER, DUAL OVENS, MICROWAVE, AND CABINET TRIMMED FRIDGE DOORS. WINE BAR WITH SINK, BEVERAGE COOLER, AND ADDITIONAL STORAGE. WOOD PLANK LOOK TILE FLOORS THROUGHOUT EXCEPT CERAMIC TILE IN BATHS. FIREPLACE IN GREAT ROOM WITH WOOD MANTEL AND STACK STONE FINISH. EYEBROW/TRANSOM WINDOWS, 12 FT CEILINGS, DOUBLE FRENCH DOORS LEAD OUT TO AN EXTENDED COVERED AND SCREENED IN LANAIS THAT HAS PLENTY OF ROOM FOR ENTERTAINING OR RELAX OUTSIDE ON THE PAVER PATIO. MASTER SUITE WITH DOUBLE TREY CEILINGS, DOOR TO LANAIS, LARGE WALK IN CLOSET WITH TWO ENTRANCES, MASTER BATH WITH DOUBLE VANITIES AND LARGE ZERO ENTRY

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,517
Property taxesest. at asking price, Nassau County$877
HOAbilled annually$41
Estimated total, before insurance$4,435/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$635,000
$127,000
Loan Term
Monthly Payment
$3,517
Principal & Interest: $3,517
Property taxes (est.): $877
Insurance (est.): $423
Estimated Total Monthly
$4,817
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,777 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$533,245$157,830—
2024$502,761$283,389—
2023$474,365$273,679—
2022$372,441$264,251—
2021$325,171$255,098—
2020$300,886$250,886—

2023 property taxes (current owner): $4,575/yr

Estimated taxes if purchased at asking price: ~$10,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $285/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
96014 Inlet Cove Court, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPSep 2026$432,700$2213/21,9544470.3
96816 Arrigo Boulevard, Fernandina Beach, FL 31522Listed by MARSH LIFE REALTY, LLCAug 2026$400,000$1923/22,08820.4
33034 Sunny Parke Circle, Fernandina Beach, FL 32034Listed by REAL BROKER LLCAug 2026$335,000$1294/22,59720.4
95214 Golden Glow Drive, Fernandina Beach, FL 32034Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Sep 2026$640,000$2564/32,4964500.6
86107 Remsenburg Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESSep 2026$527,500$2375/32,223440.8
95136 Golden Glow Drive, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSAug 2026$840,000$3253/2.52,584460.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$675,000
Price / Sq Ft$285
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,367
Acres0.39 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages3
Has PoolNo
Pool FeaturesNone
Is WaterfrontNo

Community Information

Address32496 Willow Parke Circle, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionFlora Parke
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size16,988.4 sq ft
Lot Dimensions98X155X133X179
Parcel Number262N28055301070000
ZoningPUD

Amenities

AmenitiesPlayground, Tennis Court(s)
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic, Well
ParkingGarage, Garage Door Opener
ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryIn Unit, Washer Hookup

Exterior

Exterior FeaturesStorm Shutters
Lot DescriptionIrregular Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch, Screened
FencingOther, Back Yard
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJuly 17, 2024
Days on Market72
HOA Fees$495 / Annually
HOA FrequencyAnnually
Tax Amount$4,574.63
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Flora Parke

Flora Parke is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Flora Parke homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 30, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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