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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

$415,000Sold3 bd · 2.5 ba · 2,488 sq ft

Sold·Closed Jun 10, 2026·613 days on market·Recent sales in Jacksonville

10860 Peaceful Harbor Drive

Jacksonville, FL 32218

$415,000sold priceListed at $415,000 · 100% of asking$167/sqftMLS# 2036684
3
Beds
2.5
Baths
2,488
Sq Ft
1998
Built
2
Garage
No
Pool
HOA $29/mo0.58 acresSingle Family Residence2 stories

About this home

Jacksonville

ARE YOU LOOKING FOR A MOVE IN READY HOME IN A QUIET AREA CLOSE TO SHOPPING, ENTERTAINMENT, BEACHES, THE AIRPORT, AND HOSPITALS, HERE YOU GO. COME AND SEE THIS GEM, ROOF REPLACED IN 2018, HVAC IN 2016. SEPERATE LIVING ROOM AND DINING ROOM. FAMILY ROOM WITH A WOOD BURNING FIREPLACE, EXIT THROUGH THE FRENCH DOORS TO A SCREENED IN PATIO WITH A FENCED IN BACKYARD.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,263
Property taxesest. at asking price, Duval County$678
HOAbilled annually$29
Estimated total, before insurance$2,969/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,616 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$386,723$386,723—
2024$384,478$384,478▲ $22,694
2023$377,165$377,165▼ $21,074
2022$382,905$158,052▲ $27,513
2021$304,747$151,978—
2020$296,212$149,183—

2023 property taxes (current owner): $6,966/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $141/sq ft; this home is listed at $167/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
270 Amber Ridge Road, Jacksonville, FL 32218Listed by MOMENTUM REALTYOct 2026$370,000$1334/3.52,775450.4
11100 Emuness Road, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$574,900$2564/32,250690.7
546 Baisden Road, Jacksonville, FL 32218Listed by ALLISON JAMES ESTATES AND HOMES FLORIDASep 2026$170,000$913/21,858560.8
11535 Renne Drive, Jacksonville, FL 32218Listed by CROSSVIEW REALTYAug 2026$314,500$1295/32,443560.9
11524 Princessa Lane, Jacksonville, FL 32218Listed by CB ISAAC REALTYSep 2026$248,000$1413/21,754871.1
953 Tortoise Way, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$367,000$1863/21,978471.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$415,000
Price / Sq Ft$167
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,488
Acres0.58 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address10860 Peaceful Harbor Drive, Jacksonville, FL 32218
Area095-San Mateo/Eastport
SubdivisionBay Harbour
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size25,264.8 sq ft
Parcel Number1085541145
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionDead End Street
Patio / PorchCovered, Patio, Screened
FencingBack Yard, Vinyl
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedDecember 31, 2024
Days on Market613
HOA Fees$350 / Annually
HOA FrequencyAnnually
Tax Amount$6,966.19
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: LPT REALTY LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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