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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a pool home in St. Johns County.

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Active

$649,9004 bd · 2 ba · 2,369 sq ft

Active·3 days on market

1166 Westwood Drive Drive

St. Johns, FL 32259

$649,900$274/sqftEst. $3,522/mo mortgageMLS# 2173195
↓ $20,000 below original list
4
Beds
2
Baths
2,369
Sq Ft
1988
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $4/mo0.54 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Johns

THIS HOME CHECKS ALL THE BOXES!!! Check out this 4-bedroom, 2-bath pool home situated on half an acre in the sought-after Westwood community! Offering the perfect combination of space, privacy, and Florida living, this home is ideal for entertaining family and friends or simply relaxing in your own backyard oasis. The screened-in, heated, salt water pool provides the perfect setting for enjoying the Florida sunshine year-round! Enjoy the added bonus of incredibly low HOA dues of ONLY $50 ANNUALLY! This home has so much to offer and is just waiting for someone to add their personal touches and make it their own. With some cosmetic updating, this property could be an absolute showstopper! SELLER IS WILLING TO OFFER A CREDIT TOWARD COSMETIC UPDATES WITH A REASONABLE OFFER! Don't miss this incredible opportunity to own a spacious pool home in a desirable neighborhood. Bring your vision and make this beauty your own!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$3,522
Property taxesest. at asking price, St. Johns County$851
HOAbilled annually$4
Estimated total, before insurance$4,377/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,839/yr · $237/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$649,900
$129,980
Loan Term
Monthly Payment
$3,522
Principal & Interest: $3,522
Property taxes (est.): $851
Insurance (est.): $433
Estimated Total Monthly
$4,806
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,509 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,839/yr

Estimated taxes if purchased at asking price: ~$10,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 13, 2026Price change$649,900−$20,000
  • Nov 10, 2026Listed$669,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $256/sq ft; this home is listed at $274/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1161 Whispering Pines Road, St. Johns, FL 32259Listed by FLORIDA'S CHOICE REALTY LLCOct 2026$655,000$3123/32,097380.6
1030 Bernath Road, St. Johns, FL 32259Listed by REMAX WELCOME HOMEOct 2026$840,000$3833/22,1961340.7
786 Swiss Oaks Court, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$510,000$2464/22,077340.7
1737 Heatherwood Drive, St. Johns, FL 32259Listed by HOVER GIRL PROPERTIESOct 2026$570,000$2564/22,22911
1768 Greenridge Circle E, St. Johns, FL 32259Listed by MOMENTUM REALTYOct 2026$550,000$2155/32,560111
245 Worthington Parkway, St. Johns, FL 32259Listed by REAL BROKER LLCNov 2026$625,000$2284/32,7401301.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$649,900
Price / Sq Ft$274
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,369
Acres0.54 acres
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address1166 Westwood Drive Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionWestwood
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size23,522.4 sq ft
Parcel Number0027400120
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingAttached, Garage
ViewPool

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Wet Bar
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Screened
FencingFenced, Full, Wood
RoofShingle
ConstructionBrick, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedNovember 11, 2026
Days on Market3
HOA Fees$50 / Annually
HOA FrequencyAnnually
HOA NameWestwood
HOA Fee IncludesMaintenance Grounds
Tax Amount$2,839.36
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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