This home is in Jacksonville.
$549,0002 bd · 1 ba · 1,298 sq ft
Active·3 days on market
2328 Belote Place
Jacksonville, FL 32207
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Stunning 2/1 Cottage Home in San Marco, just 2 Blocks to San Marco Square, a Short Walk, Home Owner has updated the home with High End Features, Approx a $ 150,000 in Recent Upgrades, Designer Kitchen with Dura Supreme Cabinets, Bosch Gas Stove, Pompei Quartz Countertops Level E, Laundry Moved inside, Update Electrical, Plumbing, A/C, and Roof, New Windows,So much More !!! Professional Picts will be taken Wednesday Nov 11th. The Beautiful Alexandria Oaks Park is just 200 feet away if that from your driveway, Walk to the Shops of San Marco, No Value in Garage/Shed Which is AS IS. Pink Fridge in Kitchen does NOT convey, Owner will put New Stainless Fridge in the home before Closing.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 1940)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,666 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Blvdabout 15 mi · 50 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 5 mi · 4 mi of trails
Closest public boat ramp
Arlington Road Public Boat Rampabout 3 mi · St. Johns River
Closest kayak & paddleboard launch
River Oaks Park Paddlecraft Accessabout 0.5 mi · Craig Creek
Closest youth league fields
Southside Parkabout 0.6 mi · Pickleball, Tennis
Closest grocery store
Publixabout 0.3 mi · 2039 Hendricks Ave, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $362,710 | $311,299 | — |
2025 property taxes (current owner): $6,101/yr
Estimated taxes if purchased at asking price: ~$10,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Nov 8, 2026Listed$549,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $285/sq ft; this home is listed at $423/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2121 Minerva Avenue, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $425,000 | $334 | 3/2 | 1,271 | 72 | 0.2 |
| 1503 Lorimier Road, Jacksonville, FL 32207Listed by FLATFLEE.COM INC | Oct 2026 | $535,000 | $326 | 3/2.5 | 1,642 | 43 | 0.5 |
| 9740 Orr Court S, Jacksonville, FL 32246Listed by COWFORD REALTY & DESIGN LLC | Nov 2026 | $244,000 | $216 | 3/1 | 1,128 | 1 | 0.6 |
| 2246 Redfern Road, Jacksonville, FL 32207Listed by COWFORD REALTY & DESIGN LLC | Oct 2026 | $250,000 | $251 | 2/1 | 997 | 14 | 0.7 |
| 821 Old Hickory Road, Jacksonville, FL 32207Listed by DJ & LINDSEY REAL ESTATE | Oct 2026 | $395,000 | $285 | 2/1.5 | 1,385 | 14 | 0.7 |
| 1814 Felch Avenue, Jacksonville, FL 32207Listed by HOMESMART | Nov 2026 | $312,000 | $269 | 2/1 | 1,160 | 6 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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