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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a pool home in Jacksonville.

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Active·Listed today

821 Old Hickory Road

Jacksonville, FL 32207

$399,000$288/sqftEst. $2,034/moMLS# 2157710
2
Beds
1
Baths
1,385
Sq Ft
1938
Built
1
Garage
Yes
Pool

About this home

Jacksonville

Welcome to this charming 2-bedroom, 1.5-bath home in Jacksonville's desirable South Shores neighborhood. Inside, you'll find a comfortable, functional layout with inviting living spaces and plenty of natural light. Step outside to enjoy the screened-in pool, perfect for relaxing or entertaining year-round. The property also features a detached garage and a backyard with a peek of the St. Johns River, adding to its peaceful setting. Conveniently located near shopping, dining, and major roadways, this home offers the perfect blend of comfort, convenience, and Florida living.

Cost to own

Mortgage calculator

$399,000
$79,800
Loan Term
Monthly Payment
$2,034
Principal & Interest: $2,034
Property taxes (est.): $652
Insurance (est.): $266
Estimated Total Monthly
$2,952
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,034
Property taxesest. at asking price, Duval County$652
Estimated total, before insurance$2,686/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,459/yr · $372/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,459/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1938)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,471 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 30, 2026Listed$399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,000
Price / Sq Ft$288
Bedrooms2
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,385
Acres0.17 acres
Year Built1938
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages1
# of Carport Spaces1
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address821 Old Hickory Road, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionSouth Shores
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size7,405.2 sq ft
Parcel Number1301540000

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingCarport, Detached, Garage
ViewPool

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Pantry, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingElectric
CoolingCentral Air
FlooringTile
# of Stories1
LaundryElectric Dryer Hookup, In Carport, Washer Hookup

Exterior

Patio / PorchCovered, Deck, Rear Porch, Screened
FencingChain Link
RoofShingle
ConstructionBrick, Frame
Other StructuresShed(s)
Road SurfaceAsphalt, Paved

Additional Information

Date ListedJuly 30, 2026
Days on Market0
Tax Amount$4,459.06
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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