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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cypress Lakes, Elkton.

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$386,0003 bd · 2 ba · 1,867 sq ft

Active·4 days on market·Cypress Lakes

5210 Cypress Links Boulevard

Elkton, FL 32033

$386,000$207/sqftEst. $2,104/mo mortgageMLS# 2172489
3
Beds
2
Baths
1,867
Sq Ft
2007
Built
2
Garage
No
Pool

11 more homes for sale in Cypress Lakes →Search Cypress Lakes on the map

FEMA Zone XHOA $35/mo9,583 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Cypress Lakes

Home for the holidays! A quick closing is available, giving you the opportunity to settle in and celebrate the season in your new home. Enjoy pond views, protected preserve views, and no CDD fees in Cypress Lakes! This 3-bedroom, 2-bath home offers 1,867 square feet of single-story living and an attached two-car garage. Start your morning with coffee on the backyard patio overlooking the pond and preserve, or unwind outdoors after a day exploring nearby St. Augustine. The primary bathroom features a soaking tub and separate shower. A roof approximately three years old, new energy-efficient HVAC, and a new water heater add practical value, while the included washer and dryer make settling in easier. Enjoy access to the community pool with an HOA fee of just $425 annually. Nearby St. Johns Golf Club, convenient access to I-95, and proximity to historic downtown St. Augustine and area beaches put golf, dining, shopping, and coastal recreation within reach.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,104
Property taxesest. at asking price, St. Johns County$514
HOAbilled annually$35
Estimated total, before insurance$2,654/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,126/yr · $177/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$386,000
$77,200
Loan Term
Monthly Payment
$2,104
Principal & Interest: $2,104
Property taxes (est.): $514
Insurance (est.): $257
Estimated Total Monthly
$2,875
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,712 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,126/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 5, 2026Listed$386,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $207/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5324 Cypress Links Boulevard, Elkton, FL 32033Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$427,500$1943/22,20270.4
5349 Cypress Links Boulevard, Elkton, FL 32033Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEApr 2026$450,000$2444/21,848270.4
5013 Cypress Links Boulevard, Elkton, FL 32033Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAFeb 2026$370,000$1883/21,9671900.4
4952 Cypress Links Boulevard, Elkton, FL 32033Listed by RE/MAX SPECIALISTSDec 2025$334,900$2103/21,5911940.5
4956 Cypress Links Boulevard, Elkton, FL 32033Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEDec 2025$385,000$1783/22,1591620.5
5472 Cypress Links Boulevard, Elkton, FL 32033Listed by FIV REALTY CO FLORIDA LLCJul 2026$330,000$1654/22,006350.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$386,000
Price / Sq Ft$207
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,867
Acres0.22 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address5210 Cypress Links Boulevard, Elkton, FL 32033
Area341-Flagler Estates/Hastings
SubdivisionCypress Lakes
CityElkton
CountySt. Johns
StateFL
Zip Code32033
Lot Size9,583.2 sq ft
Parcel Number1373671220

Amenities

AmenitiesPool
Community FeaturesSidewalks, Street Lights
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyHVAC, Water Heater
ParkingAttached, Garage
ViewPond, Protected Preserve

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom -Tub with Separate Shower
AppliancesDisposal, Dryer, ENERGY STAR Qualified Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
SecuritySecurity System Owned

Exterior

Patio / PorchPatio
RoofShingle
Road SurfacePaved

Additional Information

Date ListedNovember 5, 2026
Days on Market4
HOA Fees$425 / Annually
HOA FrequencyAnnually
Tax Amount$2,125.58
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cypress Lakes

Cypress Lakes is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32033.

View all Cypress Lakes homes for sale →
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