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This home is in Jacksonville — a new construction home in Jacksonville.

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Pending

Pending·119 days on market

1444 Josie Lane

Jacksonville, FL 32218

$389,490$200/sqftEst. $2,002/moMLS# 2142659

Beds

Baths

1,943

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Under Construction- Ready September 2026! Newly Built Home, never lived in! Discover the Trevi II HB by Lennar Homes -a spacious 4-bedroom, 3-bath design with a 2-car garage. This home includes Everything's Included features such as 42'' white cabinets with quartz countertops, Frigidaire stainless steel appliances including range, dishwasher, microwave and refrigerator, and ceramic wood plank tile flooring in the main living areas extended into dining and hallways. Additional highlights include quartz vanities, window blinds throughout, a screened lanai and a full sprinkler system. Backed up with one year builder warranty. This area offers an ideal mix of affordability, convenience, and lifestyle. Residents enjoy spacious homes in a welcoming community setting. The location provides access to good schools, nearby shopping, healthcare, and easy routes to Jacksonville International Airport. (Conditions may apply)

Cost to own

Mortgage calculator

Home Price

$389,490

Down Payment: 20%

$77,898

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,002

Principal & Interest: $2,002

Property taxes (est.): $636

Insurance (est.): $260

Estimated Total Monthly

$2,898

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,002

Property taxesest. at asking price, Duval County$636

HOAbilled semi-annually$65

Estimated total, before insurance$2,703/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,530/yr · $378/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,530/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,691 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 10, 2026Pending$389,490
Jul 14, 2026Price change$389,490−$20,000
Apr 30, 2026Listed$409,490

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$389,490

Price / Sq Ft$200

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage1,943

Acres0.16 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUnder Construction

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

MiddleSelect One

Community Information

Address1444 Josie Lane, Jacksonville, FL 32218

Area091-Garden City/Airport

SubdivisionSeaton Creek Reserve

CityJacksonville

CountyDuval

StateFL

Zip Code32218

Lot Size6,969.6 sq ft

Lot Dimensions40 X 120

Parcel Number0196002560

ZoningPUD

Amenities

AmenitiesPool, Trash

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

ViewPond, Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)