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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

$423,8504 bd · 3 ba · 2,273 sq ft

Active·5 days on market

4072 Nutmeg Court

Jacksonville, FL 32218

$423,850$186/sqftEst. $2,311/mo mortgageMLS# 2172262
4
Beds
3
Baths
2,273
Sq Ft
2026
Built
3
Garage
No
Pool
FEMA Zone XHOA $9/moSingle Family Residence1 storyNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

The Denham+ floor plan offers the perfect blend of space, style, and functionality in 2,273 square feet of thoughtfully designed living. With 4 bedrooms, 3 bathrooms, and a spacious 3-car garage, this home is ideal for growing families or those who love to entertain. Step inside and you'll immediately notice the abundance of natural light pouring through the many large windows, creating a bright and welcoming atmosphere throughout. The heart of the home features an open-concept gathering room, dining area, and kitchen seamlessly connected for effortless everyday living and hosting. The oversized quartz island provides generous counter space for meal prep, casual dining, or gathering with friends and family. Beautiful finishes and a modern layout make this space both stylish and practical. The private owner's suite is tucked away for comfort and relaxation, complete with dual quartz vanities, a spacious walk-in closet, and a well-appointed bath designed for convenience.

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,311
Property taxesest. at asking price, Duval County$692
HOAbilled quarterly$9
Estimated total, before insurance$3,012/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$423,850
$84,770
Loan Term
Monthly Payment
$2,311
Principal & Interest: $2,311
Property taxes (est.): $692
Insurance (est.): $283
Estimated Total Monthly
$3,285
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,573 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:48 AM, sunset 5:33 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Nov 4, 2026Listed$423,850

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $186/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5114 Angel Lake Drive, Jacksonville, FL 32218Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$340,000$1883/21,811460.1
4167 Sitka Pine Circle, Jacksonville, FL 32218Listed by D R HORTON REALTY INCOct 2026$373,000$1845/32,030450.3
12058 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$359,350$1664/2.52,160940.3
12119 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCOct 2026$333,395$2033/21,646750.4
4131 Caper Tree Way, Jacksonville, FL 32218Listed by D R HORTON REALTY INCOct 2026$309,905$1883/21,6461710.4
4113 Sitka Pine Circle, Jacksonville, FL 32218Listed by D R HORTON REALTY INCOct 2026$385,350$1635/32,363120.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$423,850
Price / Sq Ft$186
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,273
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesEast

School Information

ElementaryGarden City
MiddleHighlands
HighJean Ribault

Community Information

Address4072 Nutmeg Court, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionThe Arbors
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Parcel Number0194495940

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Patio
FencingOther
RoofShingle
ConstructionOther, Fiber Cement, Frame

Additional Information

Date ListedNovember 4, 2026
Days on Market5
HOA Fees$28.34 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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