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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Pending

Pending·50 days on market

4131 Caper Tree Way

Jacksonville, FL 32218

$309,905$188/sqftEst. $1,717/moMLS# 2138806
↓ $24,445 below original list
3
Beds
2
Baths
1,646
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $9/moSingle Family Residence1 storyNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

The Berkeley II floor plan features 1,647 square feet of thoughtfully designed living space, perfectly suited for first time homebuyers or those looking to downsize while maintaining comfort and style. This home features three spacious bedrooms and two full bathrooms, offering ample room for families, guests, or a home office. The open-concept design creates a bright and inviting atmosphere, seamlessly connecting the kitchen, dining, and living areas great for easy entertaining and everyday living. The kitchen provides generous counter space, plenty of storage, and a practical layout. Retreat to the main bedroom suite with its private bathroom, designed as a peaceful sanctuary to unwind after a busy day. Additional highlights include a two-car garage for convenience and flexible living spaces that adapt to your needs. As a popular Express Series plan, the Berkeley II strikes the perfect balance between functionality and charm.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,717
Property taxesest. at asking price, Duval County$506
HOAbilled quarterly$9
Estimated total, before insurance$2,232/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$309,905
$61,981
Loan Term
Monthly Payment
$1,717
Principal & Interest: $1,717
Property taxes (est.): $506
Insurance (est.): $207
Estimated Total Monthly
$2,429
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Sep 28, 2026Price change$309,905+$40,000
  • Sep 9, 2026Price change$269,905−$3,000
  • Aug 25, 2026Price change$272,905−$40,000
  • Aug 21, 2026Price change$312,905+$8,555
  • Aug 13, 2026Pending$304,350
  • Aug 11, 2026Price change$304,350−$10,000
  • Jul 7, 2026Price change$314,350−$20,000
  • Apr 7, 2026Listed$334,350

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $201/sq ft; this home is listed at $188/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12082 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$322,000$1993/21,618780.1
12118 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$330,000$2043/21,618810.1
4161 Sitka Pine Circle, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$354,350$2004/21,774610.1
12142 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCAug 2026$364,350$2054/21,774270.1
12071 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$329,350$2003/21,646450.2
12046 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$357,000$2014/21,774320.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$309,905
Price / Sq Ft$188
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,646
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSouth

School Information

ElementaryGarden City
MiddleHighlands
HighJean Ribault

Community Information

Address4131 Caper Tree Way, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionThe Arbors
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Parcel Number0194495335

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyDoors, Windows
ParkingAttached, Garage
ViewPond

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio
RoofShingle
ConstructionOther, Fiber Cement, Frame

Additional Information

Date ListedAugust 21, 2026
Days on Market171
HOA Fees$28.34 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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