Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·Listed today

12354 Maidenhair Road

Jacksonville, FL 32218

$384,350$157/sqftEst. $2,104/moMLS# 2168218

Beds

Baths

2,444

Sq Ft

2026

Built

Garage

Pool

HOA $9/moSingle Family Residence1 storyNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

The Covington+ floor plan delivers exceptional space and versatility in a thoughtfully designed one-story layout. With 2,444 square feet, 5 bedrooms, 3 bathrooms, and a 3-car garage, this home is ideal for large or multigenerational families seeking comfort and convenience all on one level. Abundant windows throughout fill the home with natural light, enhancing the open and airy feel. The heart of the home features a seamless vaulted ceiling gathering room, dining area, and kitchen combination perfect for everyday living and entertaining. The spacious kitchen showcases a large quartz island with generous counter space, providing plenty of room for meal prep, casual seating, and hosting guests. Just beyond the main living area, a covered patio extends your living space outdoors, making it easy to enjoy Florida evenings year-round. The private owner's suite offers a relaxing retreat with dual quartz sinks, a large walk-in closet, and a well-appointed bath designed for comfort.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,104

Property taxesest. at asking price, Duval County$628

HOAbilled quarterly$9

Estimated total, before insurance$2,741/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$384,350

Down Payment: 20%

$76,870

Interest Rate: 7.28%

Loan Term

Monthly Payment

$2,104

Principal & Interest: $2,104

Property taxes (est.): $628

Insurance (est.): $256

Estimated Total Monthly

$2,988

*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:24 AM, sunset 7:04 PM.

Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

Oct 7, 2026Listed$384,350

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$384,350

Price / Sq Ft$157

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,444

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUnder Construction

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesEast

School Information

ElementaryGarden City

MiddleHighlands

HighJean Ribault

Community Information

Address12354 Maidenhair Road, Jacksonville, FL 32218

Area091-Garden City/Airport

SubdivisionThe Arbors

CityJacksonville

CountyDuval

StateFL

Zip Code32218

Parcel Number0194495810

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Playground

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave

HeatingCentral, Electric

CoolingCentral Air

FlooringCarpet, Laminate

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Patio / PorchCovered, Patio

RoofShingle

ConstructionOther, Fiber Cement, Frame

Additional Information

Date ListedOctober 7, 2026

Days on Market0

HOA Fees$28.34 / Quarterly

HOA FrequencyQuarterly

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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