This home is in Jacksonville.
$340,000Sold3 bd · 2 ba · 1,811 sq ft
Sold·Closed Sep 14, 2026·46 days on market·Recent sales in Jacksonville
5114 Angel Lake Drive
Jacksonville, FL 32218
About this home
Jacksonville
Step into a home that effortlessly blends modern comfort with everyday functionality. Built in 2020, this thoughtfully designed 3-bedroom, 2-bath residence welcomes you with an open, airy feel, enhanced by 10-foot ceilings in the main living areas and 9-foot ceilings in the bedrooms, along with natural light throughout. At the heart of the home, the kitchen offers both style and practicality with 42-inch cabinetry, quartz countertops, and a well-sized pantry, creating the perfect space for cooking, gathering, and daily living. The open layout flows seamlessly into the main living areas, finished with durable tile flooring, while the bedrooms provide a cozy retreat with carpeting. A versatile flex space adds even more functionality, offering the ideal setting for a home office, workout area, playroom, or additional sitting space -tailored to fit your lifestyle.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,594 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 16 mi · 35 parking spaces
Closest park or preserve
Thomas Creek Conservation Areaabout 4 mi · 4.9 mi of trails
Closest public boat ramp
Lake Bethesda Park – Primitive FMA Ramp (Electric Motors Only)about 2 mi · Bethesda Lake
Closest kayak & paddleboard launch
Lake Bethesda Park – Adaptive Kayak Launchabout 2 mi · Bethesda Pond
Closest youth league fields
Garden City Elementary School Parkabout 3 mi · Baseball, Softball
Closest grocery store
Walmart Supercenterabout 1 mi · 12100 Lem Turner Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $298,169 | $298,169 | — |
| 2024 | $298,700 | $287,908 | — |
| 2023 | $287,840 | $261,735 | — |
| 2022 | $241,011 | $237,941 | ▼ $16,216 |
| 2021 | $216,310 | $216,310 | — |
| 2020 | $45,000 | $44,421 | ▲ $6,500 |
2025 property taxes (current owner): $5,674/yr
Estimated taxes if purchased at asking price: ~$6,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 15, 2026Closed$340,000
- Aug 17, 2026Active Under Contract$340,000
- Jul 30, 2026Price change$340,000−$10,000
- Jul 2, 2026Listed$350,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $188/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12058 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INC | Sep 2026 | $359,350 | $166 | 4/2.5 | 2,160 | 94 | 0.2 |
| 12196 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INC | Sep 2026 | $349,900 | $162 | 4/2.5 | 2,160 | 105 | 0.2 |
| 12197 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INC | Aug 2026 | $319,350 | $194 | 3/2 | 1,646 | 134 | 0.2 |
| 4167 Sitka Pine Circle, Jacksonville, FL 32218Listed by D R HORTON REALTY INC | Oct 2026 | $373,000 | $184 | 5/3 | 2,030 | 45 | 0.3 |
| 4131 Caper Tree Way, Jacksonville, FL 32218Listed by D R HORTON REALTY INC | Oct 2026 | $309,905 | $188 | 3/2 | 1,646 | 171 | 0.4 |
| 4125 Sitka Pine Circle, Jacksonville, FL 32218Listed by D R HORTON REALTY INC | Oct 2026 | $344,000 | $214 | 4/2 | 1,609 | 19 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Sold by: HOMEHEART REALTY LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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