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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Shearwater, St. Augustine — a home near Beachside High School.

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Active

$484,9004 bd · 3 ba · 2,027 sq ft

Active·Listed today·Shearwater

57 Tilden Court

St. Augustine, FL 32092

$484,900$239/sqftEst. $2,644/mo mortgageMLS# 2172245
4
Beds
3
Baths
2,027
Sq Ft
2021
Built
2
Garage
No
Pool

52 more homes for sale in Shearwater →Search Shearwater on the map

HOA $20/mo6,534 sqft lotSingle Family Residence1 story

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About this home

Shearwater

Start your morning on the screened lanai, take a stroll along the 15 miles of trails that winds around the community, and invite friends over for dinner in your spacious kitchen/dining area. At the end of a quiet cul-de-sac in Shearwater, 57 Tilden Ct pairs that peaceful setting with some of the community's biggest draws, from a three-story waterslide to a kayak launch. Built by Lennar in 2021, this home offers four bedrooms, three full bathrooms, and builder upgrades throughout. The gourmet kitchen anchors the open floor plan. A generous quartz island offers room to set out appetizers and pull up a stool while dinner simmers on the gas range. Gray cabinetry finished with crown molding, a tile backsplash, high-end stainless steel appliances, and a walk-in pantry complete the kitchen. The living and dining areas open through glass sliders to the covered lanai and extended paver patio. Beyond is a spacious fenced backyard ready for someone to come along and create your future outdoor

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,644
Property taxesest. at asking price, St. Johns County$645
HOAbilled annually$20
Estimated total, before insurance$3,309/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,141/yr · $678/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$484,900
$96,980
Loan Term
Monthly Payment
$2,644
Principal & Interest: $2,644
Property taxes (est.): $645
Insurance (est.): $323
Estimated Total Monthly
$3,612
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,599 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,141/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 4, 2026Listed$484,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $243/sq ft; this home is listed at $239/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
201 Tilden Court, St. Augustine, FL 32092Listed by ROOT REALTY LLCOct 2026$540,000$2664/32,027720.2
255 Dalton Circle, St. Augustine, FL 32092Listed by WATSON REALTY CORPOct 2026$425,000$2433/21,752680.4
21 Yardley Court, St. Augustine, FL 32092Listed by VREELAND REAL ESTATE LLCSep 2026$580,000$2364/32,461780.4
125 Smokerise Drive, St. Augustine, FL 32092Listed by LENNAR REALTY INCOct 2026$498,411$2574/3.51,9431090.6
135 Neighbor Court, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNSOct 2026$475,000$2074/2.52,299440.6
156 Smokerise Drive, St. Augustine, FL 32092Listed by LENNAR REALTY INCOct 2026$539,999$2394/2.52,257330.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$484,900
Price / Sq Ft$239
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,027
Total Structure Area2,829 sq ft
Acres0.15 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address57 Tilden Court, St. Augustine, FL 32092
Area304- 210 South
SubdivisionShearwater
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size6,534 sq ft
Parcel Number0100161640
ZoningSingle Family

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Management - Full Time, Park, Playground, Tennis Court(s), Trash
Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Rented
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
FireplaceNo
# of Fireplaces0
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Dead End Street
Patio / PorchCovered, Front Porch, Patio, Screened
FencingVinyl
RoofShingle
ConstructionConcrete, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedNovember 4, 2026
Days on Market0
HOA Fees$236.25 / Annually
HOA FrequencyAnnually
HOA NameShearwater (First Services Residential)
Tax Amount$8,140.54
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Shearwater

Shearwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Shearwater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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