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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Sandalwood High School.

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Active

$484,0004 bd · 2 ba · 2,200 sq ft

Active·Listed today

242 Southern Rose Drive

Jacksonville, FL 32225

$484,000$220/sqftEst. $2,639/mo mortgageMLS# 2171987
4
Beds
2
Baths
2,200
Sq Ft
2006
Built
2
Garage
No
Pool
FEMA Zone XHOA $40/mo10,019 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome home to this beautifully maintained, spacious 4-bedroom, 2-bathroom sanctuary nestled at the quiet end of a desirable cul-de-sac. Designed for both relaxing and entertaining, the interior features bright, inviting living spaces complete with brand-new carpet underfoot. The home offers complete peace of mind with newer major systems and upgraded modern appliances, ensuring effortless day-to-day living. Step out back to your private, covered porch, the perfect spot for morning coffee or evening unwinding while taking in the serene pond views. Best of all, you are just 15 minutes away from sun-drenched beaches, premier shopping, and popular local restaurants. Low HOA and no CDD fees. Offering the perfect blend of tranquil privacy and central convenience, this move-in-ready gem is truly a must-see! Book a private showing today!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,639
Property taxesest. at asking price, Duval County$790
HOAbilled annually$40
Estimated total, before insurance$3,469/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,920/yr · $243/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$484,000
$96,800
Loan Term
Monthly Payment
$2,639
Principal & Interest: $2,639
Property taxes (est.): $790
Insurance (est.): $323
Estimated Total Monthly
$3,752
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,581 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,920/yr

Estimated taxes if purchased at asking price: ~$9,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 2, 2026Listed$484,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $253/sq ft; this home is listed at $220/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12966 Medford Lane, Jacksonville, FL 32225Listed by BACHMANN HOMES REALTY, LLCOct 2026$428,000$2553/21,67850.5
12258 Scotts Cove Trail, Jacksonville, FL 32225Listed by KELLER WILLIAMS ST JOHNSOct 2026$465,500$2174/22,14510.7
13181 Staffordshire Drive S, Jacksonville, FL 32225Listed by MOMENTUM REALTYNov 2026$397,000$2533/21,56770.8
1820 Burgess Hill Drive E, Jacksonville, FL 32246Listed by NEXTHOME ENDLESS SUMMEROct 2026$470,000$2324/22,02640.8
13353 Dijon Drive E, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$440,000$2783/21,584580.9
2044 Midnight Moon Trail, Jacksonville, FL 32246Listed by MOMENTUM REALTYNov 2026$530,000$2324/2.52,28021.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$484,000
Price / Sq Ft$220
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,200
Acres0.23 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryAbess Park
MiddleLandmark

Community Information

Address242 Southern Rose Drive, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionLenas Walk
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size10,018.8 sq ft
Parcel Number1622070195

Amenities

UtilitiesCable Available, Electricity Available, Water Available
Water SourcePublic
ParkingGarage, Off Street
ViewPond

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Dryer, Electric Cooktop, Freezer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LaundryIn Unit

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchRear Porch

Additional Information

Date ListedNovember 2, 2026
Days on Market0
HOA Fees$475 / Annually
HOA FrequencyAnnually
Tax Amount$2,920.42
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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