This home is in Jacksonville — a gated community home in Jacksonville.
Active·7 days on market
3634 Marsh Reserve Boulevard
Jacksonville, FL 32224
About this home
Jacksonville
Welcome to the wonderful coastal lifestyle of Pablo Cove! This beautiful gated community is located just minutes from the beaches, offering an unbeatable combination of location, convenience, and modern living. This charming home features a coastal-inspired exterior, a convenient rear-entry two-car garage, and a bright, modern interior designed for both comfort and entertaining. The spacious kitchen showcases beautiful white Shaker-style cabinetry, quartz countertops, stainless steel appliances, and plenty of room for gathering with family & friends. Wood-look tile flooring flows throughout downstairs. Upstairs, you'll find a spacious primary suite complete with a private bathroom and walk-in customize closet. Two additional generously sized bedrooms share a full bathroom, and the conveniently located laundry. The Mayo Clinic, shopping, dining, Military Base and major highways are all just minutes away, making everyday living and commuting convenient and easy. This home is a Gem
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,816/yr
Estimated taxes if purchased at asking price: ~$8,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,806 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 1, 2026Listed$410,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: NAVY TO NAVY HOMES LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Pablo Cove
Active$415,000MLS# 2159887Est. $2,209/mo3572 Marsh Reserve Boulevard, Jacksonville, FL 322243 Beds2 Baths1,550 sqftWelcome to easy coastal living in Pablo Cove! Built in 2020, this stylish townhome features a coastal-inspired…
ResidentialDJ & LINDSEY REAL ESTATE
Active$419,000MLS# 2147036Est. $2,230/mo3632 Marsh Reserve Boulevard, Jacksonville, FL 322243 Beds2 Baths1,580 sqftBring your pickiest Buyers to this Pablo Cove, gated community by Mattamy Homes just minutes from the beaches & Mayo…
ResidentialREAL BROKER LLC
Active$435,000MLS# 2140597Est. $2,315/mo3604 Marsh Reserve Boulevard, Jacksonville, FL 322243 Beds2 Baths1,550 sqftMove In Ready!!! Completely Remodeled with high end appliances 3-bedroom, 2.5-bath townhouse located in the desirable…
ResidentialWATSON REALTY CORP
Active$439,000MLS# 2133653Est. $2,337/mo3483 Headland Way, Jacksonville, FL 322243 Beds2 Baths1,602 sqftLocated in the beautiful gated community of Pablo Cove, this end-unit 3 bedroom, 2.5 bathroom townhome with a two-car…
ResidentialRE/MAX SPECIALISTS PV
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines