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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

$599,9005 bd · 3 ba · 3,233 sq ft

Active·6 days on market

14779 Amelia View Drive

Jacksonville, FL 32226

$599,900$186/sqftEst. $3,271/mo mortgageMLS# 2171844
5
Beds
3
Baths
3,233
Sq Ft
2004
Built
3
Garage
No
Pool
FEMA Zone XHOA $73/mo0.90 acresWaterfrontSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

*$10,000 in Closing Costs Assistance with full-price offer* Discover the perfect blend of space, privacy, and Florida living! Situated on nearly an acre, this spacious 5-bedroom, 3-bath home offers over 3,200 sq. ft., a 3-car garage, and a thoughtfully designed layout. Enjoy soaring ceilings, beautiful wood flooring, a stunning stone fireplace, formal living and dining areas, and abundant natural light. Step outside to your screened lanai overlooking a fully fenced backyard with a charming water feature, perfect for entertaining! Enjoy peace of mind with BOTH HVAC systems replaced in 2024, all major systems less than 5 years old, and a whole-home Generac generator! Additional perks include a low HOA and a community boat ramp with deep-water access. Experience privacy, space, and convenience all in one! Schedule your private showing today!

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,271
Property taxesest. at asking price, Duval County$980
HOAbilled annually$73
Estimated total, before insurance$4,323/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,424/yr · $702/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$599,900
$119,980
Loan Term
Monthly Payment
$3,271
Principal & Interest: $3,271
Property taxes (est.): $980
Insurance (est.): $400
Estimated Total Monthly
$4,650
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,675 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$494,548$443,826—
2024$482,841$242,053▲ $36,184
2023$464,903$233,547—
2022$403,832$225,289▲ $24,300
2021$318,547$217,271▼ $13,392
2020$314,207$213,581▼ $4,275

2025 property taxes (current owner): $8,424/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Nov 1, 2026Listed$599,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $186/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14715 Starratt Creek Drive, Jacksonville, FL 32226Listed by WATSON REALTY CORPSep 2026$540,000$1925/3.52,8151270.1
14656 Preserve Landing Drive E, Jacksonville, FL 32226Listed by SEFAIR INVESTMENTS, INC.Apr 2026$455,000$1774/32,575170.2
14833 Edwards Creek Road, Jacksonville, FL 32226Listed by WATSON REALTY CORPAug 2026$600,000$2214/3.52,721910.3
3075 Preserve Landing Drive, Jacksonville, FL 32226Listed by ERA ONETEAM REALTYJul 2026$560,000$1585/43,53850.3
2878 Amelia Bluff Drive, Jacksonville, FL 32226Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$605,000$1794/2.53,377160.4
14870 Edwards Creek Road, Jacksonville, FL 32226Listed by NOTSAM INVESTMENTS, LLCJun 2026$790,000$3203/2.52,47140.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$599,900
Price / Sq Ft$186
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage3,233
Acres0.90 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

ElementaryNew Berlin
MiddleOceanway
HighFirst Coast

Community Information

Address14779 Amelia View Drive, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionAmelia View
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size39,204 sq ft
Parcel Number1084226190
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Basketball Court, Boat Dock, Boat Launch, Clubhouse, Fitness Center, Maintenance Grounds, Maintenance Structure, Management - Off Site, Park, Pickleball, Playground, RV/Boat Storage, Security, Tennis Court(s), Water
Community FeaturesSidewalks, Fishing, Street Lights
UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener
ViewIntracoastal, Pond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Central Vacuum, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Water Heater, Gas Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
Fireplace FeaturesGas
# of Stories2
LevelsTwo

Exterior

Exterior FeaturesFire Pit
Patio / PorchCovered, Rear Porch
FencingFenced
Road FrontageCity Street

Additional Information

Date ListedNovember 1, 2026
Days on Market6
HOA Fees$870 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Other
Tax Amount$8,424.16
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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