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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·59 days on market

14478 Tranquility Creek Drive

Jacksonville, FL 32226

$560,000$208/sqftEst. $3,077/mo mortgageMLS# 2161934
↓ $15,000 below original list
4
Beds
3
Baths
2,698
Sq Ft
2005
Built
2
Garage
No
Pool
FEMA Zone XHOA $73/mo0.74 acresSingle Family Residence

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About this home

Jacksonville

Welcome to Amelia View, a Nassau River water access community featuring an exclusive community boat ramp and a floating dock for fishing. This single-level home sits on a larger-than-average .74-acre lot, positioned 150 feet back from the road. The property includes 100 feet of private backyard space with a natural, wooded view. The layout offers four bedrooms and three full baths arranged in a three-way split floor plan, making it ideal for an in-law or guest suite. Located on a quiet cul-de-sac street with very little traffic, the property provides ample parking, including a two-car garage, a long driveway, and off-street parking. Residents also enjoy community amenities such as a pool, pavilion, and recreational areas, offering a peaceful lifestyle that remains close to the airport and local beaches.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,077
Property taxesest. at asking price, Duval County$914
HOAbilled annually$73
Estimated total, before insurance$4,064/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,696/yr · $308/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$560,000
$112,000
Loan Term
Monthly Payment
$3,077
Principal & Interest: $3,077
Property taxes (est.): $914
Insurance (est.): $373
Estimated Total Monthly
$4,365
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$457,885$177,318—
2024$449,231$171,614▲ $34,803
2023$431,045$165,160—
2022$374,456$158,894▲ $24,973
2021$294,283$152,810▼ $12,111
2020$291,200$150,010▼ $5,015

2025 property taxes (current owner): $3,696/yr

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 29, 2026Price change$560,000−$15,000
  • Aug 26, 2026Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $208/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14845 Cape Drive E, Jacksonville, FL 32226Listed by COWFORD REALTY & DESIGN LLCJul 2026$390,000$1684/22,31540.2
2878 Amelia Bluff Drive, Jacksonville, FL 32226Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$605,000$1794/2.53,377160.3
14720 Compass Drive, Jacksonville, FL 32226Listed by 1 REALTY CORPOct 2026$444,900$2234/2.51,994500.3
2959 Preserve Landing Dr Drive, Jacksonville, FL 32226Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$523,000$2304/32,270730.4
15076 Cape Drive E, Jacksonville, FL 32226Listed by WATSON REALTY CORPAug 2026$378,000$1863/22,0342220.4
14610 Lattice Court, Jacksonville, FL 32226Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$474,000$1675/42,840770.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$560,000
Price / Sq Ft$208
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,698
Total Structure Area3,700 sq ft
Acres0.74 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryNew Berlin
MiddleOceanway
HighFirst Coast

Community Information

Address14478 Tranquility Creek Drive, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionAmelia View
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size32,234.4 sq ft
Lot Dimensions80x288x150x358
Parcel Number1084229345
ZoningResidential

Amenities

AmenitiesBasketball Court, Boat Dock, Pickleball, Playground, RV/Boat Storage
Community FeaturesSidewalks, Fishing, Suburban, Street Lights, Curbs
UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, ENERGY STAR Qualified Refrigerator, Gas Range, Gas Water Heater, Microwave, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories0
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Few Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedAugust 26, 2026
Days on Market36
HOA Fees$870 / Annually
HOA FrequencyAnnually
Tax Amount$3,695.99
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LISA DUKE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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