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This home is in Jacksonville.

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Active

Active·14 days on market

14478 Tranquility Creek Drive

Jacksonville, FL 32226

$575,000$213/sqftEst. $2,971/moMLS# 2161934

Beds

Baths

2,698

Sq Ft

2005

Built

Garage

Pool

About this home

Jacksonville

Welcome to Amelia View, a Nassau River water access community featuring an exclusive community boat ramp and a floating dock for fishing. This single-level home sits on a larger-than-average .74-acre lot, positioned 150 feet back from the road. The property includes 100 feet of private backyard space with a natural, wooded view. The layout offers four bedrooms and three full baths arranged in a three-way split floor plan, making it ideal for an in-law or guest suite. Located on a quiet cul-de-sac street with very little traffic, the property provides ample parking, including a two-car garage, a long driveway, and off-street parking. Residents also enjoy community amenities such as a pool, pavilion, and recreational areas, offering a peaceful lifestyle that remains close to the airport and local beaches.

Cost to own

Mortgage calculator

Home Price

$575,000

Down Payment: 20%

$115,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$2,971

Principal & Interest: $2,971

Property taxes (est.): $939

Insurance (est.): $383

Estimated Total Monthly

$4,294

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,971

Property taxesest. at asking price, Duval County$939

HOAbilled annually$73

Estimated total, before insurance$3,983/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,696/yr · $308/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$457,885	$177,318	—
2024	$449,231	$171,614	▲ $34,803
2023	$431,045	$165,160	—
2022	$374,456	$158,894	▲ $24,973
2021	$294,283	$152,810	▼ $12,111
2020	$291,200	$150,010	▼ $5,015

2025 property taxes (current owner): $3,696/yr

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 26, 2026Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$575,000

Price / Sq Ft$213

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,698

Total Structure Area3,700 sq ft

Acres0.74 acres

Year Built2005

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryNew Berlin

MiddleOceanway

HighFirst Coast

Community Information

Address14478 Tranquility Creek Drive, Jacksonville, FL 32226

Area096-Ft George/Blount Island/Cedar Point

SubdivisionAmelia View

CityJacksonville

CountyDuval

StateFL

Zip Code32226

Lot Size32,234.4 sq ft

Lot Dimensions80x288x150x358

Parcel Number1084229345

ZoningResidential

Amenities

AmenitiesBasketball Court, Boat Dock, Pickleball, Playground, RV/Boat Storage

UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, ENERGY STAR Qualified Refrigerator, Gas Range, Gas Water Heater, Microwave, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories0

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySmoke Detector(s)