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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Atlantic Coast High School.

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Active

$625,0004 bd · 3 ba · 3,255 sq ft

Active·8 days on market

8410 Grayling Drive S

Jacksonville, FL 32256

$625,000$192/sqftEst. $3,407/mo mortgageMLS# 2171597
4
Beds
3
Baths
3,255
Sq Ft
1974
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA0.40 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Custom-built estate at 8410 Grayling Drive South offering solid concrete-block construction and exceptional craftsmanship. Features include vaulted coffered wood ceilings, 12-panel solid wood doors, imported European tile, and a wood-burning fireplace with Kentucky fieldstone. Recent updates include a new 5-ton AC unit, two 50-gallon water heaters, and kitchen improvements with new cabinets, countertops, and flooring. The private backyard features a 9-foot-deep pool, gazebo, and 8-foot privacy fence. Built by a respected Deerwood builder, this well-maintained home showcases quality construction and distinctive architectural details. While much of the interior remains original and would benefit from modernization, the property offers an excellent opportunity for buyers seeking a custom home with character, solid construction, and the potential to renovate and personalize to their taste.

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,407
Property taxesest. at asking price, Duval County$1,023
Estimated total, before insurance$4,431/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,106/yr · $592/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$625,000
$125,000
Loan Term
Monthly Payment
$3,407
Principal & Interest: $3,407
Property taxes (est.): $1,023
Insurance (est.): $417
Estimated Total Monthly
$4,847
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,666 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$428,545$414,895—

2025 property taxes (current owner): $7,106/yr

Estimated taxes if purchased at asking price: ~$12,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 4, 2026Active$625,000
  • Oct 30, 2026Listed$625,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $261/sq ft; this home is listed at $192/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8237 Shade Tree Court, Jacksonville, FL 32256Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$605,000$2563/22,36120.6
8551 Heather Run Drive N, Jacksonville, FL 32256Listed by BRADFORD REAL ESTATE NETWORK LLCJul 2026$730,000$2384/2.53,066471
7956 Hollyridge Road, Jacksonville, FL 32256Listed by LOWEST FEE REALTY LLCJul 2026$1,420,000$3894/3.53,6471571
7720 Deerwood Point Court 8, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$600,000$2614/22,30021.1
10042 Lake Lamar Court, Jacksonville, FL 32256Listed by HERRON REAL ESTATE LLCOct 2026$1,055,000$2913/3.53,624431.2
8166 Hunters Grove Road, Jacksonville, FL 32256Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$870,000$2334/43,733451.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$625,000
Price / Sq Ft$192
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,255
Acres0.40 acres
Year Built1974
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

Community Information

Address8410 Grayling Drive S, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionRoyal Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size17,424 sq ft
Parcel Number1486350277
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio, Porch
FencingBack Yard
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedNovember 4, 2026
Days on Market8
Tax Amount$7,105.6
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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