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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Elkton.

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Active·Listed today

5335 Don Manuel Road

Elkton, FL 32033

$650,000$303/sqftEst. $3,544/mo mortgageMLS# 2171403
3
Beds
2
Baths
2,144
Sq Ft
2015
Built
2
Garage
No
Pool
No HOA0.91 acresSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Elkton

Custom-Built Country Retreat on One Acre | NO HOA or CDD! Experience the best of country living without sacrificing comfort, convenience, or quality! Tucked away on peaceful Don Manuel Road in the heart of St. Johns County's agricultural countryside, this beautifully maintained, one-owner custom home offers the perfect balance of privacy, space, and modern amenities. Situated on a manageable one-acre parcel with NO HOA or CDD fees, this property delivers the charm and tranquility of rural living without the extensive maintenance associated with larger acreage. Built in 2015 by its original owners, this thoughtfully designed, concrete block home offers 2,144 square feet of living space, three bedrooms, two bathrooms, and a versatile additional office or bonus room. Quality construction and pride of ownership are evident throughout, from the durable metal roof and Hardie Plank siding, recently recaulked and repainted, to the energy-conscious ISO thermal insulation.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,544
Property taxesest. at asking price, St. Johns County$865
Estimated total, before insurance$4,409/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,230/yr · $269/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$650,000
$130,000
Loan Term
Monthly Payment
$3,544
Principal & Interest: $3,544
Property taxes (est.): $865
Insurance (est.): $433
Estimated Total Monthly
$4,842
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,695 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,230/yr

Estimated taxes if purchased at asking price: ~$10,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 29, 2026Listed$650,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $151/sq ft; this home is listed at $303/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6101 Armstrong Road, Elkton, FL 32033Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEOct 2025$630,000$2764/22,280790.6
6357 Armstrong Road, Elkton, FL 32033Listed by EXIT INSPIRED REAL ESTATEAug 2026$190,000$1124/21,7042581.2
6270 Brough Road, Elkton, FL 32033Listed by WATSON REALTY CORPAug 2025$345,000$1514/32,28071.3
7310 State Road 207, Elkton, FL 32033Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$540,000$3213/21,68012.1
5830 Oak Street, Elkton, FL 32033Listed by MOMENTUM REALTYOct 2025$227,000$1193/21,91232.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$650,000
Price / Sq Ft$303
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,144
Acres0.91 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address5335 Don Manuel Road, Elkton, FL 32033
Area343-Molasses Junction/Elkton
SubdivisionElkton
CityElkton
CountySt. Johns
StateFL
Zip Code32033
Lot Size39,639.6 sq ft
Parcel Number0334550000

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Central Vacuum, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Electric Range, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Rear Porch, Screened
RoofMetal
ConstructionBlock, Composition Siding, Concrete

Additional Information

Date ListedOctober 29, 2026
Days on Market0
Tax Amount$3,229.52
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LIGHTHOUSE REALTY ASSOCIATES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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