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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Elkton — a pool home in St. Johns County.

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Sold

Sold·Closed Oct 6, 2025·79 days on market·Recent sales in Southern St. Johns County

6101 Armstrong Road

Elkton, FL 32033

$630,000sold priceListed at $649,000 · 97.1% of asking$276/sqftMLS# 2090316
4
Beds
2
Baths
2,280
Sq Ft
2022
Built
2
Garage
Yes
Pool
No HOA7.92 acresRanch1 story

About this home

Elkton

Acreage in St Johns County with a nearly new POOL home! The privacy and peace this home provides with nearly 8 acres of gorgeous high and dry land is incredible! Looking to escape your neighbors and the HOA? Look no further! Bring all your toys and your animals - there's room for all here! This 2022-built home offers luxury finishes, an incredible gourmet kitchen with walk-in pantry, a separate Family Room or Office, and more storage than you'll know what to do with. Owners Suite offers two sizable walk-in closets and a spa-like bath boasting double vanity sinks, free-standing bathtub, walk-in shower, water closet, and linen storage. Bedrooms Two and Three each offer a large walk-in closet, while the second Bathroom boasts double vanity sinks, a private toilet/shower room, and an exterior door leading in from the pool. The Family Room or Office provides two walls of windows, letting in all the beautiful natural light. The nicely appointed Laundry Room with cabinets, countertop

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,435
Property taxesest. at asking price, St. Johns County$838
Estimated total, before insurance$4,273/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,762/yr · $397/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,394 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard and pool on the northwest side. Today at this address: sunrise 7:37 AM, sunset 6:42 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,762/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $151/sq ft; this home is listed at $285/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6357 Armstrong Road, Elkton, FL 32033Listed by EXIT INSPIRED REAL ESTATEAug 2026$190,000$1124/21,7042580.5
6270 Brough Road, Elkton, FL 32033Listed by WATSON REALTY CORPAug 2025$345,000$1514/32,28070.9
5830 Oak Street, Elkton, FL 32033Listed by MOMENTUM REALTYOct 2025$227,000$1193/21,91231.9
7310 State Road 207, Elkton, FL 32033Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$540,000$3213/21,68012.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$649,000
Price / Sq Ft$285
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,280
Total Structure Area2,280 sq ft
Acres7.92 acres
Year Built2022
TypeResidential
Sub-TypeRanch
StyleRanch
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontNo
Direction FacesSoutheast

School Information

Community Information

Address6101 Armstrong Road, Elkton, FL 32033
Area341-Flagler Estates/Hastings
SubdivisionElkton
CityElkton
CountySt. Johns
StateFL
Zip Code32033
Lot Size344,995.2 sq ft
Parcel Number0338500000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingCircular Driveway, Garage, Garage Door Opener, RV Access/Parking
ViewPool, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringVinyl
FireplaceYes
# of Fireplaces3
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionMany Trees, Wooded
Patio / PorchCovered, Deck, Rear Porch
RoofShingle
ConstructionAluminum Siding, Vinyl Siding
Other StructuresWorkshop
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMay 30, 2025
Days on Market79
Tax Amount$4,761.98
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Sold by: VENTURE REALTY CO, LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 6, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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