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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Samuel W. Wolfson High School.

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Active

$499,0002 bd · 2 ba · 1,704 sq ft

Active·92 days on market

1210 Inwood Terrace

Jacksonville, FL 32207

$499,000$293/sqftEst. $2,721/mo mortgageMLS# 2157776
2
Beds
2
Baths
1,704
Sq Ft
1948
Built
—
Garage
No
Pool
FEMA Zone XNo HOA4,792 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Charming 2B/2B renovated bungalow in the heart of San Marco. This thoughtfully decorated home offers modern finishes while maintaining its timeless charm. Ideally located in the heart of San Marco, walk or bike square, parks, and river! NEW HVAC installed June 2026. New Samsung stainless steel appliances, granite countertops, bathrooms renovated. Beautiful oak flooring throughout. Owner motivated and ready to sell.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,721
Property taxesest. at asking price, Duval County$815
Estimated total, before insurance$3,535/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,293/yr · $524/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$499,000
$99,800
Loan Term
Monthly Payment
$2,721
Principal & Interest: $2,721
Property taxes (est.): $815
Insurance (est.): $333
Estimated Total Monthly
$3,868
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1948)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,565 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,293/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 30, 2026Listed$499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $242/sq ft; this home is listed at $293/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1524 Kingswood Road, Jacksonville, FL 32207Listed by REALTY ONE GROUP ELEVATEAug 2026$510,000$3053/21,67390.2
1503 Lorimier Road, Jacksonville, FL 32207Listed by FLATFLEE.COM INCOct 2026$535,000$3263/2.51,642430.4
2012 Kingswood Road, Jacksonville, FL 32207Listed by RE/MAX SPECIALISTS PVOct 2026$460,000$2424/41,902800.5
2010 Sheridan Lane, Jacksonville, FL 32207Listed by JWB REALTY LLCOct 2026$290,000$1774/2.51,6411850.6
2036 Sheridan Street, Jacksonville, FL 32207Listed by REAL BROKER LLCOct 2026$255,000$1524/21,680440.6
2121 Felch Avenue, Jacksonville, FL 32207Listed by DOOR INVESTMENT LLCSep 2026$215,000$1574/11,3701670.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,000
Price / Sq Ft$293
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,704
Acres0.11 acres
Year Built1948
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHendricks Avenue
MiddleLandon

Community Information

Address1210 Inwood Terrace, Jacksonville, FL 32207
Area011-San Marco
SubdivisionSouth Riverside
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size4,791.6 sq ft
Parcel Number0701830000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingCarport

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Instant Hot Water, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric, Multi Units, Split System
# of Stories2
LevelsTwo

Additional Information

Date ListedJuly 30, 2026
Days on Market92
Tax Amount$6,293.07
Tax Year2025
Listing TermsCash, Conventional, FHA, Lease Purchase, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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