This home is in Jacksonville.

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Active·235 days on market

1111 Inwood Terrace

Jacksonville, FL 32207

$419,000$299/sqftEst. $2,230/moMLS# 2118961

Beds

Baths

1,400

Sq Ft

1940

Built

Garage

Pool

About this home

Jacksonville

Step into timeless charm with this 1940 home, lovingly owned by the same family since 1954. From the moment you enter , you'll notice the original wood floors and the craftsmanship of the wood trim surrounding each window. A bright and inviting enclosed sunroom, fully vented for heating and cooling offers the perfect space for year round space, perfect for additional living flexibility. The homes updated hot and cold plumbing and updated electrical provides peace of mind while preserving its classic character. Outside you will find a fenced backyard ideal for pet, gardening, or entertaining, along with a detached garage for storage or workshop needs. The street dead-ends at the river, where neighborhood benches create a serene spot to unwind, watch the water, and enjoy nature. This is a truly special property that blends history, comfort, and charm. It's ready for you to make it your own! Just minutes to San Marco shops, fine dining , and top rated elementary school.

Cost to own

Mortgage calculator

Home Price

$419,000

Down Payment: 20%

$83,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,116

Principal & Interest: $2,116

Est. Taxes & Insurance: $529

Estimated Total Monthly

$2,646

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,230

Property taxesest. at asking price, Duval County$684

Estimated total, before insurance$2,914/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$307,790	$33,388	▼ $13,950
2024	$322,039	$31,599	▲ $75,338
2023	$253,157	$29,077	—
2022	$246,224	$31,129	▼ $13,514
2021	$230,486	$28,752	—
2020	$197,501	$27,658	▲ $4,650

2024 property taxes (current owner): $935/yr

Estimated taxes if purchased at asking price: ~$8,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1940)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,594 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History