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This home is in Watersong At Rivertown, St. Johns — a 55+ community home in St. Johns County.

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Active·Listed today·Watersong At Rivertown

75 Fly Line Drive

St. Johns, FL 32259

$360,000$238/sqftEst. $1,963/mo mortgageMLS# 2171389

Open house Sat, Oct 31 · 11:00 am–1:00 pm

Beds

Baths

1,514

Sq Ft

2023

Built

Garage

Pool

41 more homes for sale in Watersong At Rivertown →Search Watersong At Rivertown on the map

HOA $487/mo3,920 sqft lotTownhouse1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Watersong At Rivertown

Spend more time enjoying Florida and less time maintaining a home at 75 Fly Line Drive in 55+ WaterSong at RiverTown. With landscaping and additional maintenance items covered by the HOA, this inviting villa makes an ideal seasonal retreat for snowbirds or anyone ready to leave yard work behind. A peaceful preserve backdrop and a location just yards from the cart path leading to the amenities center add to its easygoing appeal. Built by Mattamy Homes in 2023, this Ocean Villa offers 1,514 square feet, two bedrooms, two baths, a versatile flex room, and a two-car garage. A paver front porch and three-quarter-glass entry door welcome you into bright interiors, where luxury vinyl plank and tile flooring flow throughout, with no carpet. White Shaker cabinetry, brushed nickel linear hardware, and recessed lighting carry a cohesive style through the home, while French doors open to a flex room suited for an office, hobbies, or a quiet retreat. At the heart of the home, the kitchen combines

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,963

Property taxesest. at asking price, St. Johns County$479

HOAbilled monthly$487

Estimated total, before insurance$2,929/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$360,000

Down Payment: 20%

$72,000

Interest Rate: 7.24%

Loan Term

Monthly Payment

$1,963

Principal & Interest: $1,963

Property taxes (est.): $479

Insurance (est.): $240

Estimated Total Monthly

$2,682

*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,490 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Guana Reserve beach lot (south)
about 17 mi · 94 parking spaces
Closest park or preserve
Alpine Groves Park
13 min drive · 1 mi of trails
Closest public boat ramp
Old Shand's Bridge Public Boat Ramp (shallow water)
about 3 mi · St. Johns River
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launch
about 4 mi · St. Johns River
Closest youth league fields
Rivertown II Athletic Complex
9 min drive · Soccer, Baseball, Basketball, Football, Pickleball, Softball
Closest grocery store
Publix
8 min drive · 205 Rivertown Shops Dr, Saint Johns

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

Oct 29, 2026Listed$360,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $207/sq ft; this home is listed at $238/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
130 Juniper Hills Drive, St. Johns, FL 32259Listed by EXP REALTY LLC	May 2026	$325,000	$215	2/2	1,514	23	0.1
78 Cordelle Street, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Sep 2026	$260,990	$203	3/2.5	1,288	123	0.4
65 Downing Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Sep 2026	$260,000	$202	3/2.5	1,289	132	0.4
56 Cordelle Street, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Aug 2026	$239,000	$186	3/2.5	1,288	301	0.4
70 Cordelle Street, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Aug 2026	$266,990	$207	3/2.5	1,289	84	0.4
67 Downing Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Aug 2026	$250,000	$207	2/2.5	1,206	60	0.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$360,000

Price / Sq Ft$238

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,514

Acres0.09 acres

Year Built2023

TypeResidential

Sub-TypeTownhouse

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

School Information

ElementaryHallowes Cove Academy

MiddleHallowes Cove Academy

HighBartram Trail

Community Information

Address75 Fly Line Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionWatersong At Rivertown

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size3,920.4 sq ft

Parcel Number0007241720

Amenities

AmenitiesPool, Other, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Security, Spa/Hot Tub, Tennis Court(s)

Community FeaturesSidewalks, Street Lights, Gated, Curbs

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringTile

# of Stories1

LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Washer Hookup

SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchPatio, Screened

RoofShingle

Road SurfacePaved

Road FrontagePrivate Road

Additional Information

Date ListedOctober 29, 2026

Days on Market0

HOA Fees$487 / Monthly

HOA FrequencyMonthly

HOA Fee IncludesMaintenance Grounds, Pest Control, Security, Other

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityYes

New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Watersong At Rivertown

Watersong At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

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