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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Rivertown - The Meadows, St. Johns — a new construction home in St. Johns County.

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Sold

Sold·Closed Sep 30, 2026·123 days on market·Recent sales in Rivertown - The Meadows·Rivertown - The Meadows

78 Cordelle Street

St. Johns, FL 32259

$260,990sold priceListed at $243,000 · 107.4% of asking$203/sqftMLS# 2131548
3
Beds
2.5
Baths
1,288
Sq Ft
2026
Built
—
Garage
No
Pool

25 more homes for sale in Rivertown - The Meadows →Search Rivertown - The Meadows on the map

FEMA Zone XHOA $171/moTownhouse2 storiesNew construction

About this home

Rivertown - The Meadows

LOT 95 - The Carver's two-story townhome offers a one-of-a-kind, contemporary design in a resort-style community unlike any other. Ideal for today's busy lifestyles--whether you're a first-time buyer, a growing family, or an individual homeowner--it features an open-concept layout where living and dining spaces blend seamlessly, perfect for entertaining or relaxing. The island kitchen with breakfast bar overlooks this airy space, and the nearby powder and laundry rooms add everyday convenience. Upstairs, the owner's suite is set apart from two versatile bedrooms--ideal for a nursery, home office, wellness space, or welcoming back a college student. No other home matches this modern layout in such a vibrant setting. RIVERTOWN, a master-planned community along the St. Johns River, offers unmatched amenities focused on fitness, fun, and connection. Residents enjoy parks with scenic views, miles of nature trails, and year-round sunshine in beautiful northeast Florida.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,434
Property taxesest. at asking price, St. Johns County$347
HOAbilled quarterly$171
Estimated total, before insurance$1,953/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,758 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:33 AM, sunset 6:49 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$60,000$60,000—
2024$60,000$60,000—

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 5, 2026Closed$243,000
  • Aug 31, 2026Pending$243,000
  • Jul 30, 2026Price change$243,000−$1,000
  • Jul 13, 2026Price change$244,000−$5,000
  • Jul 1, 2026Listed$249,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $207/sq ft; this home is listed at $189/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
65 Downing Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$260,000$2023/2.51,2891320
56 Cordelle Street, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$239,000$1863/2.51,2883010
70 Cordelle Street, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$266,990$2073/2.51,289840
67 Downing Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$250,000$2072/2.51,206600
77 Downing Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$256,500$2132/2.51,206940
81 Downing Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$263,990$2053/2.51,289380

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$243,000
Price / Sq Ft$189
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,288
Year Built2026
TypeResidential
Sub-TypeTownhouse
Property ConditionUnder Construction
StatusClosed
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSouthwest

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address78 Cordelle Street, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRivertown - The Meadows
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0007280950

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Restaurant
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
# of Stories2
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

RoofShingle
ConstructionFrame

Additional Information

Date ListedJuly 1, 2026
Days on Market123
HOA Fees$514 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Sold by: REDFIN CORPORATION (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Rivertown - The Meadows

Rivertown - The Meadows is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Rivertown - The Meadows homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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