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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Watersong At Rivertown, St. Johns — a 55+ community home in St. Johns County.

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Pending

Pending·550 days on market·Watersong At Rivertown

623 Juniper Hills Drive

St. Johns, FL 32259

$399,000$253/sqftEst. $2,193/mo mortgageMLS# 2083675
2
Beds
2
Baths
1,577
Sq Ft
2025
Built
2
Garage
No
Pool

40 more homes for sale in Watersong At Rivertown →Search Watersong At Rivertown on the map

HOA $415/moTownhouse1 storyNew construction

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About this home

Watersong At Rivertown

LOT 104 - This Cabana offers flexible living with 2 bedrooms, a study, and an open-concept layout. The kitchen with island overlooks the Great Room and dining area, flowing seamlessly to the lanai through sliding glass doors. The private primary suite is tucked at the rear, just steps from outdoor living. Smart, stylish, and designed for modern life. WATERSONG is an exclusive gated 55+ neighborhood located within RiverTown, a master-planned community designed to connect its residents to the beautiful natural surroundings with neighborhood parks overlooking picturesque lakes and preserve, w/miles of trails and an unspoiled natural setting along the shores of the St. Johns River. Resort-style amenities are geared toward staying fit, meeting new friends, trying new activities, and having fun in the sun. From food truck Fridays to wine gatherings and trivia, a Paw Park visit, bunco, nature walks or fitness classes...you'll have a multitude of choices on filling your day.

Next steps in Watersong At Rivertown

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,193
Property taxesest. at asking price, St. Johns County$531
HOAbilled monthly$415
Estimated total, before insurance$3,139/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$399,000
$79,800
Loan Term
Monthly Payment
$2,193
Principal & Interest: $2,193
Property taxes (est.): $531
Insurance (est.): $266
Estimated Total Monthly
$2,990
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,651 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:37 AM, sunset 6:44 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$80,000$80,000—

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $247/sq ft; this home is listed at $253/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
655 Juniper Hills Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESMay 2026$299,000$2142/21,3993230
609 Juniper Hills Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESApr 2026$299,000$2142/21,3992830
707 Juniper Hills Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESJul 2026$383,500$2432/21,5771950.1
763 Juniper Hills Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESJun 2026$412,333$2612/21,57720.1
719 Juniper Hills Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESMay 2026$390,000$2472/21,5771730.1
739 Juniper Hills Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESMay 2026$449,407$2602/21,731130.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,000
Price / Sq Ft$253
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,577
Year Built2025
TypeResidential
Sub-TypeTownhouse
Property ConditionUnder Construction
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes
New ConstructionYes
Direction FacesNorthwest

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address623 Juniper Hills Drive, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionWatersong At Rivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0007291040

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Gas Range, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionFrame

Additional Information

Date ListedApril 24, 2025
Days on Market550
HOA Fees$415 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Watersong At Rivertown

Watersong At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Watersong At Rivertown homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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